3M India Limited
Financial trend (87/100) does the heavy lifting; valuation (1/100) is the drag.
ExpensiveOvervaluedStocksWizard rates 3M India Limited a Hold, scoring 45/100 on our blended model. At ₹34,615 it trades above our blended DCF and relative-multiples fair value of ₹17,307.5, about 50% downside to that estimate — we read it as overvalued by 50%. On 76.3x trailing earnings it sits pricier than the Industrials median of about 29.0x. The price is about 7% below its 52-week high of ₹37,097.74 and 22% above the low of ₹28,423.36. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 4/9. The average analyst target of ₹36,726 implies about 6% upside across 1 analysts. It clears 10 of 13 investability checks, with durability 79, valuation 2 and momentum 77 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹13,846.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-6.69% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold45Piotroski F-score 4/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 28.9%
- Pass: Low debt (D/E < 0.5): 0.10x
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 17%
- Pass: Earnings growing: 202%
- Pass: Net margin ≥ 10%: 10.3%
- Pass: Current ratio > 1.5: 2.18
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- Pass: Altman Z in safe zone: Z 20.5
- Fail: Piotroski ≥ 7: 4/9
Annual financials
Shareholding
- Promoter76.5%
- Institutions9.7%
- Public & other13.9%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (28.9%).
- Lightly leveraged balance sheet.
- Financially solid — Altman Z 20.5.
Opportunities
- Earnings growing (202% YoY).
- Revenue growing (17% YoY).
Bear case
Threats
- Rich valuation versus sector peers.
- Trades ~50% above our estimated fair value.
About 3M India Limited
3M India Limited manufactures and sells industrial and consumer products across four segments: Safety & Industrial, Transportation & Electronics, Health Care, and Consumer. Its product portfolio includes vinyl, polyester, foil, and specialty industrial tapes and adhesives, masking tapes, filament and packaging tapes, functional and decorative graphics, and abrasion-resistant films. The company operates in India and internationally.
3M India Limited — frequently asked questions
Is 3M India Limited a buy, hold or sell?
StocksWizard currently rates 3M India Limited (3MINDIA) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is 3M India Limited's fair value?
Our blended DCF and relative-valuation model estimates 3M India Limited's fair value at about ₹17,307.5, versus a current price of ₹34,615 — roughly 50% downside. On that basis the stock looks overvalued by 50%.
Is 3M India Limited financially healthy?
3M India Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 4/9.
How has 3M India Limited's share price performed?
3M India Limited is up 8% over three months, and last traded at ₹34,615. Past performance doesn't predict future returns.
More in Industrials
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.