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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Bhartiya International Ltd.

BILNSEConsumer Cyclical
₹740.6
-9.35 (-1.25%)
Sell

Financial trend (99/100) does the heavy lifting; quality (19/100) is the drag.

ExpensiveSolvency risk
The bottom line

Our blended model reads Bhartiya International Ltd. as a Sell at 40/100. On 72.0x trailing earnings it sits pricier than the Consumer Cyclical median of about 27.7x. The price is about 22% below its 52-week high of ₹954.1 and 21% above the low of ₹613.15. Financial health scores 16/100, in the distress band on the Altman Z-score, with a Piotroski F-score of 3/9. It clears 4 of 12 investability checks, with durability 19, valuation 30 and momentum 43 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹614.1down 17.08%
Overvalued by 17%
Price ₹740.6Range ₹370.3₹940.19
DCF + relative blendhigh confidence

With a 20% margin of safety, our buy-below price is ₹491.28.

1-year price

EOD · 2026-07-31
1D
down 1.25%
1W
up 1.47%
1M
down 7.22%
3M
down 1.60%
6M
down 1.40%
1Y

52-week range

-22.38% from the 52-week high.

Trend check
Above 50-DMA₹736Below 200-DMA₹762

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell40
F
Financial health 16/100
Altman Z 1.63 · Distress zone

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Our scores

Durability19
Valuation30
Momentum43

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 4 of 12 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 2.9%
  • Fail: Low debt (D/E < 0.5): 1.11x
  • Pass: Positive free cash flow
  • Pass: Revenue growth > 10%: 30%
  • No data: Earnings growing
  • Fail: Net margin ≥ 10%: 1.0%
  • Pass: Current ratio > 1.5: 1.53
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • Fail: Altman Z in safe zone: Z 1.63
  • Fail: Piotroski ≥ 7: 3/9

Quarterly results

Revenue · 4Q2019
₹177 Cr
Net profit
₹2 Cr
Margin
1%
3Q2019
4Q2019
Revenue Net profitLatest revenue QoQ -28%

Annual financials

Revenue · 2020
₹692 Cr
Net profit
₹21 Cr
Margin
3%
2019
2020
Revenue Net profitLatest revenue YoY -3%

Shareholding

  • Promoter78.2%
  • Institutions0.0%
  • Public & other21.8%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹979 Cr
P/E ratio
72.0
P/B ratio
1.98
EPS (TTM)
₹10.14
ROE
2.9%
Debt / Equity
1.11x
Profit margin
1.0%
Free cash flow
₹2 Cr
52-week high
₹954.1
-22.38% from high
52-week low
₹613.15
Dividend yield
Beta
0.19
SWOT snapshot

Bull case vs bear case

Bull case

Opportunities

  • Revenue growing (30% YoY).

Bear case

Weaknesses

  • Low return on equity (2.9%).
  • Price below its 200-day moving average (downtrend).
  • Weak Piotroski score (3/9).

Threats

  • Rich valuation versus sector peers.
  • Balance-sheet stress — Altman Z 1.63.

About Bhartiya International Ltd.

Bhartiya International manufactures and trades leather products including outerwear, bags, accessories, belts, wallets, and fur items, alongside textile apparel and leather finishing services. The company also operates a design studio and develops real estate projects encompassing residential properties, IT and industrial parks, retail spaces, interior solutions, and hospitality facilities.

Bhartiya International Ltd. — frequently asked questions

Is Bhartiya International Ltd. a buy, hold or sell?

StocksWizard currently rates Bhartiya International Ltd. (BIL) a Sell, based on a blended score of 40/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Bhartiya International Ltd.'s fair value?

Our blended DCF and relative-valuation model estimates Bhartiya International Ltd.'s fair value at about ₹614.1, versus a current price of ₹740.6 — roughly 17% downside. On that basis the stock looks overvalued by 17%.

Is Bhartiya International Ltd. financially healthy?

Bhartiya International Ltd. scores 16/100 on our financial-health model, placing it in the distress band on the Altman Z-score, with a Piotroski F-score of 3/9.

How has Bhartiya International Ltd.'s share price performed?

Bhartiya International Ltd. is down 2% over three months, and last traded at ₹740.6. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.