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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Cummins India Ltd.

CUMMINSIND · NSE · Industrials

₹5,754
+132.50 (+2.36%)
Our verdictOvervalued
Hold45/100
Quality90
Valuation13
Momentum87
Financial trend76
Intrinsic value
Our fair value
₹2,528.91
Overvalued by 56%
Price ₹5,754Range ₹1,329.01₹3,728.81

With a 20% margin of safety, our buy-below price is ₹2,023.13.

A
Financial health 100/100
Altman Z 36.4 · Safe zone

Piotroski F-score 5/9 — quality of earnings & balance sheet.

Investability checklist

Passed 10 of 13 checks77/100
  • ROE above 15%29.5%
  • Low debt (D/E < 0.5)0.00x
  • Positive free cash flow
  • Revenue growth > 10%22%
  • Earnings growing23%
  • Net margin ≥ 10%19.4%
  • Current ratio > 1.53.32
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zoneZ 36.4
  • Piotroski ≥ 75/9

1-year price

EOD · 2026-06-15
1W
+2.6%
1M
+6.7%
3M
+21.0%
6M
+27.4%
1Y

Our scores

Durability90
Valuation26
Momentum87
Analyst consensus target ₹5,679.7 (-1%) · 23 analysts

Key fundamentals

Market cap
₹1.60 L Cr
P/E ratio
67.3
P/B ratio
18.82
EPS (TTM)
₹85.45
ROE
29.5%
Debt / Equity
0.00x
Profit margin
19.4%
Free cash flow
₹1,341 Cr
52-week high
₹6,027.5
-4.54% from high
52-week low
₹3,192.53
Dividend yield
1.2%
Beta
0.56

SWOT snapshot

Strengths

  • Strong return on equity (29.5%).
  • Lightly leveraged balance sheet.
  • Healthy profit margin (19.4%).
  • Financially solid — Altman Z 36.4.

Opportunities

  • Earnings growing (23% YoY).
  • Revenue growing (22% YoY).

Threats

  • Rich valuation versus sector peers.
  • Trades ~56% above our estimated fair value.

About Cummins India Ltd.

Cummins India Limited engages in the design, manufacture, distribution, and service of engines, generator sets, and related technologies in India, Nepal, and Bhutan. The company operates through two segments, Engines and Lubes. It provides accelera, G-drive, fire pump drive, hydrogen, and natural gas engines; and generators and power systems, including integrated power systems, alternators, transfer switches, generator set controls, system level controls and switchgears, and

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.