Intellect Design Arena Limited
Quality (57/100) does the heavy lifting; momentum (15/100) is the drag.
Fair valueOvervaluedIntellect Design Arena Limited earns a Sell from StocksWizard, with a blended score of 35/100. We put fair value near ₹519.74; at ₹720 that leaves roughly 28% downside, so the stock screens overvalued by 28%. On 31.1x trailing earnings it sits pricier than the Technology median of about 20.0x. The price is about 39% below its 52-week high of ₹1,186.57 and 21% above the low of ₹592.84. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 5/9. The average analyst target of ₹1,058.75 implies about 47% upside across 4 analysts. It clears 6 of 13 investability checks, with durability 57, valuation 43 and momentum 15 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹415.79.
Analyst views
1-year price
EOD · 2026-07-2952-week range
-39.32% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Sell35Piotroski F-score 5/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Fail: ROE above 15%: 11.4%
- Pass: Low debt (D/E < 0.5): 0.05x
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 17%
- Fail: Earnings growing: -11%
- Pass: Net margin ≥ 10%: 11.4%
- Pass: Current ratio > 1.5: 2.11
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- Pass: Altman Z in safe zone: Z 6.09
- Fail: Piotroski ≥ 7: 5/9
Quarterly results
Annual financials
Shareholding
- Promoter44.6%
- Institutions14.4%
- Public & other41.0%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Lightly leveraged balance sheet.
- Financially solid — Altman Z 6.09.
Opportunities
- Revenue growing (17% YoY).
- Well off its 52-week high — possible mean-reversion.
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
Threats
- Earnings contracting year on year.
- Trades ~28% above our estimated fair value.
About Intellect Design Arena Limited
Intellect Design Arena Limited develops and markets integrated banking software systems for use in India and internationally. The company implements these systems, provides user help desk support, and offers software development services in wholesale banking areas including corporate core, commercial lending, payments, and liquidity management.
Intellect Design Arena Limited — frequently asked questions
Is Intellect Design Arena Limited a buy, hold or sell?
StocksWizard currently rates Intellect Design Arena Limited (INTELLECT) a Sell, based on a blended score of 35/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Intellect Design Arena Limited's fair value?
Our blended DCF and relative-valuation model estimates Intellect Design Arena Limited's fair value at about ₹519.74, versus a current price of ₹720 — roughly 28% downside. On that basis the stock looks overvalued by 28%.
Is Intellect Design Arena Limited financially healthy?
Intellect Design Arena Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 5/9.
How has Intellect Design Arena Limited's share price performed?
Intellect Design Arena Limited is down 2% over three months, and last traded at ₹720. Past performance doesn't predict future returns.
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View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.