Indian Railway Catering & Tourism Corporation Limited
Quality (88/100) does the heavy lifting; momentum (9/100) is the drag.
Buy zoneOur blended model reads Indian Railway Catering & Tourism Corporation Limited as a Hold at 59/100. At ₹458.7 it trades below our blended DCF and relative-multiples fair value of ₹538.1, about 17% upside to that estimate — we read it as undervalued by 17%. On 29.6x trailing earnings it sits cheaper than the Consumer Services median of about 57.8x. It's sitting close to its 52-week low of ₹452.47. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 4/9. The average analyst target of ₹654.13 implies about 43% upside across 8 analysts. It clears 8 of 14 investability checks, with durability 88, valuation 74 and momentum 9 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹430.48.
Analyst views
1-year price
EOD · 2026-09-2552-week range
-36.35% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold59Piotroski F-score 4/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 35.0%
- Pass: Low debt (D/E < 0.5): 0.02x
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 15%
- Fail: Earnings growing: -9%
- Pass: Net margin ≥ 10%: 26.7%
- Pass: Current ratio > 1.5: 2.15
- Pass: Below our fair value
- Fail: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- Fail: Positive 1-year return
- Pass: Altman Z in safe zone: Z 9.32
- Fail: Piotroski ≥ 7: 4/9
Quarterly results
Annual financials
Shareholding
- Promoter62.4%
- Institutions16.6%
- Public & other21.0%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (35.0%).
- Lightly leveraged balance sheet.
- Healthy profit margin (26.7%).
- Financially solid — Altman Z 9.32.
Opportunities
- Revenue growing (15% YoY).
- Trading in our value buy zone versus sector peers.
- Well off its 52-week high — possible mean-reversion.
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
- Down 35% over the past year.
Threats
- Earnings contracting year on year.
About Indian Railway Catering & Tourism Corporation Limited
Indian Railway Catering & Tourism Corporation Limited engages in the provision of catering and hospitality, Internet ticketing, travel and tourism, and packaged drinking water services in India. The company operates through four segments: Catering & Hospitality, Travel & Tourism, Internet Ticketing, and Packaged Drinking Water. It provides mobile catering services for Vande Bharat, Rajdhani, Shatabdi, Duronto, Gatiman, Tejas, and mail/express trains as well as engages in the
Indian Railway Catering & Tourism Corporation Limited — frequently asked questions
Is Indian Railway Catering & Tourism Corporation Limited a buy, hold or sell?
StocksWizard currently rates Indian Railway Catering & Tourism Corporation Limited (IRCTC) a Hold, based on a blended score of 59/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Indian Railway Catering & Tourism Corporation Limited's fair value?
Our blended DCF and relative-valuation model estimates Indian Railway Catering & Tourism Corporation Limited's fair value at about ₹538.1, versus a current price of ₹458.7 — roughly 17% upside. On that basis the stock looks undervalued by 17%.
Is Indian Railway Catering & Tourism Corporation Limited financially healthy?
Indian Railway Catering & Tourism Corporation Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 4/9.
How has Indian Railway Catering & Tourism Corporation Limited's share price performed?
Indian Railway Catering & Tourism Corporation Limited is down 35% over the past year and down 9% over three months, and last traded at ₹458.7. Past performance doesn't predict future returns.
More in Consumer Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.