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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

National Fertilizers Limited

NFLNSEBasic Materials
₹71.47
+0.36 (+0.51%)
Sell

Valuation (91/100) does the heavy lifting; momentum (17/100) is the drag.

Buy zoneSolvency risk
The bottom line

Our blended model reads National Fertilizers Limited as a Sell at 40/100. On 16.3x trailing earnings it sits cheaper than the Basic Materials median of about 22.2x. The price is about 28% below its 52-week high of ₹99.1 and 11% above the low of ₹64.52. Financial health scores 6/100, in the distress band on the Altman Z-score, with a Piotroski F-score of 1/9. It clears 3 of 13 investability checks, with durability 20, valuation 81 and momentum 17 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹104.3up 45.94%
Undervalued by 46%
Price ₹71.47Range ₹39.72₹116.16
DCF + relative blendmedium confidence

With a 20% margin of safety, our buy-below price is ₹83.44.

1-year price

EOD · 2026-07-31
1D
up 0.51%
1W
up 1.65%
1M
down 5.09%
3M
down 8.45%
6M
down 13.25%
1Y

52-week range

-27.88% from the 52-week high.

Trend check
Below 50-DMA₹74Below 200-DMA₹80

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell40
F
Financial health 6/100
Altman Z 1.24 · Distress zone

Piotroski F-score 1/9 — quality of earnings & balance sheet.

Our scores

Durability20
Valuation81
Momentum17

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 3 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 7.6%
  • Fail: Low debt (D/E < 0.5): 1.40x
  • Fail: Positive free cash flow
  • Fail: Revenue growth > 10%: -3%
  • Pass: Earnings growing: 12%
  • Fail: Net margin ≥ 10%: 1.0%
  • Fail: Current ratio > 1.5: 1.01
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • Fail: Altman Z in safe zone: Z 1.24
  • Fail: Piotroski ≥ 7: 1/9

Shareholding

  • Promoter74.7%
  • Institutions4.2%
  • Public & other21.1%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹3,449 Cr
P/E ratio
16.3
P/B ratio
1.21
EPS (TTM)
₹4.31
ROE
7.6%
Debt / Equity
1.40x
Profit margin
1.0%
Free cash flow
₹-1,670 Cr
52-week high
₹99.1
-27.88% from high
52-week low
₹64.52
Dividend yield
2.2%
Beta
0.38
SWOT snapshot

Bull case vs bear case

Bull case

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~46% below our estimated fair value.

Bear case

Weaknesses

  • Low return on equity (7.6%).
  • High debt relative to equity.
  • Price below its 200-day moving average (downtrend).
  • Weak Piotroski score (1/9).

Threats

  • Balance-sheet stress — Altman Z 1.24.

About National Fertilizers Limited

National Fertilizers Limited manufactures and markets fertilizers and chemicals in India, including neem coated urea, bio-fertilizers, and bentonite sulphur. Its product portfolio encompasses rhizobium, azectobactor, PSB, and zinc solubilizing bacteria. The company operates through segments for manufactured fertilizers, manufactured chemicals, traded imported fertilizers, and other products.

National Fertilizers Limited — frequently asked questions

Is National Fertilizers Limited a buy, hold or sell?

StocksWizard currently rates National Fertilizers Limited (NFL) a Sell, based on a blended score of 40/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is National Fertilizers Limited's fair value?

Our blended DCF and relative-valuation model estimates National Fertilizers Limited's fair value at about ₹104.3, versus a current price of ₹71.47 — roughly 46% upside. On that basis the stock looks undervalued by 46%.

Is National Fertilizers Limited financially healthy?

National Fertilizers Limited scores 6/100 on our financial-health model, placing it in the distress band on the Altman Z-score, with a Piotroski F-score of 1/9.

How has National Fertilizers Limited's share price performed?

National Fertilizers Limited is down 8% over three months, and last traded at ₹71.47. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.