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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

The Ruby Mills Limited

RUBYMILLSNSEConsumer Cyclical
₹373
-13.70 (-3.54%)
Sell

Momentum (94/100) does the heavy lifting; financial trend (40/100) is the drag.

Buy zoneSolvency risk
The bottom line

StocksWizard rates The Ruby Mills Limited a Sell, scoring 40/100 on our blended model. On 25.9x trailing earnings it sits roughly in line with the Consumer Cyclical median of about 27.7x. The price is about 11% below its 52-week high of ₹417.2 and 120% above the low of ₹169.9. Financial health scores 22/100, in the grey band on the Altman Z-score, with a Piotroski F-score of 3/9. It clears 5 of 13 investability checks, with durability 45, valuation 64 and momentum 94 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹319.11down 14.45%
Overvalued by 14%
Price ₹373Range ₹186.5₹433.35
DCF + relative blendhigh confidence

With a 20% margin of safety, our buy-below price is ₹255.29.

1-year price

EOD · 2026-07-31
1D
down 3.54%
1W
down 8.43%
1M
up 13.91%
3M
up 55.27%
6M
up 91.59%
1Y

52-week range

-10.59% from the 52-week high.

Trend check
Above 50-DMA₹343Above 200-DMA₹248

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell40
F
Financial health 22/100
Altman Z 1.88 · Grey zone

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Our scores

Durability45
Valuation64
Momentum94

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 5 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 6.6%
  • Fail: Low debt (D/E < 0.5): 0.56x
  • Fail: Positive free cash flow
  • Pass: Revenue growth > 10%: 54%
  • Fail: Earnings growing: -31%
  • Pass: Net margin ≥ 10%: 12.1%
  • Pass: Current ratio > 1.5: 2.10
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • Fail: Altman Z in safe zone: Z 1.88
  • Fail: Piotroski ≥ 7: 3/9

Quarterly results

Revenue · 3Q2017
₹41 Cr
Net profit
₹6 Cr
Margin
15%
1Q2015
3Q2016
1Q2017
3Q2017
Revenue Net profitLatest revenue QoQ -24%

Annual financials

Revenue · 2017
₹202 Cr
Net profit
₹38 Cr
Margin
19%
2015
2017
Revenue Net profitLatest revenue YoY +2%

Shareholding

  • Promoter81.3%
  • Institutions0.0%
  • Public & other18.7%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹1,128 Cr
P/E ratio
25.9
P/B ratio
1.67
EPS (TTM)
₹13.02
ROE
6.6%
Debt / Equity
0.56x
Profit margin
12.1%
Free cash flow
₹-72 Cr
52-week high
₹417.2
-10.59% from high
52-week low
₹169.9
Dividend yield
0.5%
Beta
-0.01
SWOT snapshot

Bull case vs bear case

Bull case

Opportunities

  • Revenue growing (54% YoY).
  • Trading in our value buy zone versus sector peers.

Bear case

Weaknesses

  • Low return on equity (6.6%).
  • Weak Piotroski score (3/9).

Threats

  • Earnings contracting year on year.

About The Ruby Mills Limited

Ruby Mills Limited manufactures textile products in India through two operating segments: Textiles and Real Estate and Related. The Textiles division produces pure and blended fabrics from materials including cotton, polyester, viscose, modal, lyocell, linen, Bemberg, ramie, rayon, and Lycra under the Ruby, Lukas, Hitline, and Label R brands, as well as micro dot fusible and non-fusible interlining products in basic, LDPE, and HDPE varieties.

The Ruby Mills Limited — frequently asked questions

Is The Ruby Mills Limited a buy, hold or sell?

StocksWizard currently rates The Ruby Mills Limited (RUBYMILLS) a Sell, based on a blended score of 40/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is The Ruby Mills Limited's fair value?

Our blended DCF and relative-valuation model estimates The Ruby Mills Limited's fair value at about ₹319.11, versus a current price of ₹373 — roughly 14% downside. On that basis the stock looks overvalued by 14%.

Is The Ruby Mills Limited financially healthy?

The Ruby Mills Limited scores 22/100 on our financial-health model, placing it in the grey band on the Altman Z-score, with a Piotroski F-score of 3/9.

How has The Ruby Mills Limited's share price performed?

The Ruby Mills Limited is up 55% over three months, and last traded at ₹373. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.