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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Thomas Cook (India) Limited

THOMASCOOKNSEConsumer Cyclical
₹104.27
+4.94 (+4.97%)
Sell

Valuation (85/100) does the heavy lifting; financial trend (0/100) is the drag.

Buy zoneSolvency risk
The bottom line

StocksWizard rates Thomas Cook (India) Limited a Sell, scoring 40/100 on our blended model. At ₹104.27 it trades below our blended DCF and relative-multiples fair value of ₹135.83, about 30% upside to that estimate — we read it as undervalued by 30%. On 20.9x trailing earnings it sits cheaper than the Consumer Cyclical median of about 27.7x. The price is about 42% below its 52-week high of ₹179.04 and 19% above the low of ₹87.99. Financial health scores 8/100, in the distress band on the Altman Z-score, with a Piotroski F-score of 5/9. The average analyst target of ₹131.5 implies about 26% upside across 2 analysts. It clears 4 of 13 investability checks, with durability 31, valuation 69 and momentum 43 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹135.83up 30.27%
Undervalued by 30%
Price ₹104.27Range ₹52.14₹166.52
DCF + relative blendhigh confidence

With a 20% margin of safety, our buy-below price is ₹108.66.

Analyst views

2 analysts2 buy · 0 hold · 0 sell
12-month consensus target₹131.5up 26.11%

1-year price

EOD · 2026-07-31
1D
up 4.97%
1W
up 6.56%
1M
down 2.04%
3M
up 13.41%
6M
down 16.43%
1Y

52-week range

-41.76% from the 52-week high.

Trend check
Above 50-DMA₹103Below 200-DMA₹119

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell40
F
Financial health 8/100
Altman Z 1.3 · Distress zone

Piotroski F-score 5/9 — quality of earnings & balance sheet.

Our scores

Durability31
Valuation69
Momentum43

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 4 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 9.3%
  • Pass: Low debt (D/E < 0.5): 0.21x
  • Fail: Positive free cash flow
  • Fail: Revenue growth > 10%: -10%
  • Fail: Earnings growing: -40%
  • Fail: Net margin ≥ 10%: 2.6%
  • Fail: Current ratio > 1.5: 0.86
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • Fail: Altman Z in safe zone: Z 1.3
  • Fail: Piotroski ≥ 7: 5/9

Quarterly results

Revenue · 4Q2025
₹2,146 Cr
Net profit
₹42 Cr
Margin
2%
1Q2025
2Q2025
3Q2025
4Q2025
Revenue Net profitLatest revenue QoQ +3%

Annual financials

Revenue · 2025
₹8,140 Cr
Net profit
₹254 Cr
Margin
3%
2023
2024
2025
Revenue Net profitLatest revenue YoY +13%

Shareholding

  • Promoter65.9%
  • Institutions11.4%
  • Public & other22.6%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹4,624 Cr
P/E ratio
20.9
P/B ratio
1.79
EPS (TTM)
₹4.69
ROE
9.3%
Debt / Equity
0.21x
Profit margin
2.6%
Free cash flow
₹-271 Cr
52-week high
₹179.04
-41.76% from high
52-week low
₹87.99
Dividend yield
0.5%
Beta
-0.25
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Well off its 52-week high — possible mean-reversion.
  • Trades ~30% below our estimated fair value.

Bear case

Weaknesses

  • Price below its 200-day moving average (downtrend).

Threats

  • Earnings contracting year on year.
  • Balance-sheet stress — Altman Z 1.3.

About Thomas Cook (India) Limited

Thomas Cook (India) Limited provides integrated travel services across India and internationally through four business segments: financial services (foreign currency and paid document transactions), travel and related services, vacation ownership and resorts, and digiphoto imaging services.

Thomas Cook (India) Limited — frequently asked questions

Is Thomas Cook (India) Limited a buy, hold or sell?

StocksWizard currently rates Thomas Cook (India) Limited (THOMASCOOK) a Sell, based on a blended score of 40/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Thomas Cook (India) Limited's fair value?

Our blended DCF and relative-valuation model estimates Thomas Cook (India) Limited's fair value at about ₹135.83, versus a current price of ₹104.27 — roughly 30% upside. On that basis the stock looks undervalued by 30%.

Is Thomas Cook (India) Limited financially healthy?

Thomas Cook (India) Limited scores 8/100 on our financial-health model, placing it in the distress band on the Altman Z-score, with a Piotroski F-score of 5/9.

How has Thomas Cook (India) Limited's share price performed?

Thomas Cook (India) Limited is up 13% over three months, and last traded at ₹104.27. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.