TATA MOTORS LIMITED
Valuation (79/100) does the heavy lifting; financial trend (0/100) is the drag.
Fair valueTATA MOTORS LIMITED earns a Hold from StocksWizard, with a blended score of 50/100. At ₹411.4 it trades below our blended DCF and relative-multiples fair value of ₹582.36, about 42% upside to that estimate — we read it as undervalued by 42%. On 49.3x trailing earnings it sits roughly in line with the Capital Goods median of about 54.6x. The price is about 18% below its 52-week high of ₹499.66 and 31% above the low of ₹314.05. Financial health scores 69/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 4/9. The average analyst target of ₹483 implies about 17% upside across 21 analysts. It clears 7 of 12 investability checks, with durability 48, valuation 58 and momentum 59 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹465.89.
Analyst views
1-year price
EOD · 2026-07-2952-week range
-17.66% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold50Piotroski F-score 4/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 26.0%
- Pass: Low debt (D/E < 0.5): 0.44x
- Pass: Positive free cash flow
- Fail: Revenue growth > 10%: -38%
- Fail: Earnings growing: -25%
- Fail: Net margin ≥ 10%: 3.6%
- Fail: Current ratio > 1.5: 0.76
- Pass: Below our fair value
- Pass: Margin of safety ≥ 20%
- No data: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- Pass: Altman Z in safe zone: Z 3.75
- Fail: Piotroski ≥ 7: 4/9
Quarterly results
Shareholding
- Promoter45.2%
- Institutions25.9%
- Public & other29.0%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (26.0%).
- Financially solid — Altman Z 3.75.
Opportunities
- Trades ~42% below our estimated fair value.
Bear case
Threats
- Earnings contracting year on year.
About TATA MOTORS LIMITED
Tata Motors designs, manufactures, and sells automotive vehicles including pick-ups, trucks, buses, small commercial vehicles, and electric vehicles across India, South Korea, and international markets. The company also offers spare parts, accessories, and vehicle distribution and service operations.
TATA MOTORS LIMITED — frequently asked questions
Is TATA MOTORS LIMITED a buy, hold or sell?
StocksWizard currently rates TATA MOTORS LIMITED (TMCV) a Hold, based on a blended score of 50/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is TATA MOTORS LIMITED's fair value?
Our blended DCF and relative-valuation model estimates TATA MOTORS LIMITED's fair value at about ₹582.36, versus a current price of ₹411.4 — roughly 42% upside. On that basis the stock looks undervalued by 42%.
Is TATA MOTORS LIMITED financially healthy?
TATA MOTORS LIMITED scores 69/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 4/9.
How has TATA MOTORS LIMITED's share price performed?
TATA MOTORS LIMITED is up 1% over three months, and last traded at ₹411.4. Past performance doesn't predict future returns.
More in Capital Goods
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.