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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

United Breweries Limited

UBLNSEConsumer Defensive
₹1,418.8
-17.30 (-1.20%)
Strong Sell

Momentum (40/100) does the heavy lifting; valuation (2/100) is the drag.

ExpensiveOvervalued
The bottom line

StocksWizard rates United Breweries Limited a Strong Sell, scoring 27/100 on our blended model. On 85.7x trailing earnings it sits pricier than the Consumer Defensive median of about 26.1x. The price is about 27% below its 52-week high of ₹1,945.6 and 10% above the low of ₹1,286. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 3/9. The average analyst target of ₹1,526.11 implies about 8% upside across 19 analysts. It clears 5 of 13 investability checks, with durability 38, valuation 3 and momentum 40 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹709.4down 50.00%
Overvalued by 50%
Price ₹1,418.8Range ₹652.65₹766.15
DCF + relative blendmedium confidence

With a 20% margin of safety, our buy-below price is ₹567.52.

Analyst views

19 analysts6 buy · 4 hold · 9 sell
12-month consensus target₹1,526.11up 7.56%

1-year price

EOD · 2026-07-31
1D
down 1.20%
1W
up 1.44%
1M
up 4.54%
3M
down 2.41%
6M
down 0.62%
1Y

52-week range

-27.08% from the 52-week high.

Trend check
Above 50-DMA₹1,352Below 200-DMA₹1,534

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Strong Sell27
A
Financial health 100/100
Altman Z 5.64 · Safe zone

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Our scores

Durability38
Valuation3
Momentum40

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 5 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 9.3%
  • Pass: Low debt (D/E < 0.5): 0.29x
  • Pass: Positive free cash flow
  • Fail: Revenue growth > 10%: -3%
  • Pass: Earnings growing: 4%
  • Fail: Net margin ≥ 10%: 4.5%
  • Fail: Current ratio > 1.5: 1.24
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • Pass: Altman Z in safe zone: Z 5.64
  • Fail: Piotroski ≥ 7: 3/9

Quarterly results

Revenue · 1Q2026
₹2,250 Cr
Net profit
₹167 Cr
Margin
7%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ +9%

Annual financials

Revenue · 2026
₹9,240 Cr
Net profit
₹454 Cr
Margin
5%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +4%

Shareholding

  • Promoter72.8%
  • Institutions20.0%
  • Public & other7.1%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹35,338 Cr
P/E ratio
85.7
P/B ratio
7.81
EPS (TTM)
₹15.59
ROE
9.3%
Debt / Equity
0.29x
Profit margin
4.5%
Free cash flow
₹123 Cr
52-week high
₹1,945.6
-27.08% from high
52-week low
₹1,286
Dividend yield
0.7%
Beta
-0.01
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.
  • Financially solid — Altman Z 5.64.

Bear case

Weaknesses

  • Price below its 200-day moving average (downtrend).
  • Weak Piotroski score (3/9).

Threats

  • Rich valuation versus sector peers.
  • Trades ~50% above our estimated fair value.

About United Breweries Limited

United Breweries manufactures, purchases, and sells beer and non-alcoholic beverages across India and internationally. The company produces beer under multiple brands including Heineken Original, Heineken Silver, Kingfisher varieties, Amstel Bier, Bullet, Cannon 10000, Zingaro, and Kalyani Black.

United Breweries Limited — frequently asked questions

Is United Breweries Limited a buy, hold or sell?

StocksWizard currently rates United Breweries Limited (UBL) a Strong Sell, based on a blended score of 27/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is United Breweries Limited's fair value?

Our blended DCF and relative-valuation model estimates United Breweries Limited's fair value at about ₹709.4, versus a current price of ₹1,418.8 — roughly 50% downside. On that basis the stock looks overvalued by 50%.

Is United Breweries Limited financially healthy?

United Breweries Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 3/9.

How has United Breweries Limited's share price performed?

United Breweries Limited is down 2% over three months, and last traded at ₹1,418.8. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.