Usha Martin Education & Solutions Limited
UMESLTD · NSE · Consumer Defensive
StocksWizard rates Usha Martin Education & Solutions Limited a Hold, scoring 45/100 on our blended model. At ₹5.74 it trades above our blended DCF and relative-multiples fair value of ₹3.09, implying roughly 46% downside to that estimate — we read the stock as overvalued by 46%. Financial health scores 72/100 (grade B). It clears 7 of 11 investability checks, with durability 68, valuation 58 and momentum 61 on our 0–100 scales.
These are StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹2.47.
Investability checklist
- ✕ROE above 15%4.6%
- ✓Low debt (D/E < 0.5)0.09x
- ✓Positive free cash flow
- ✓Revenue growth > 10%178%
- ✓Earnings growing40%
- ✓Net margin ≥ 10%44.8%
- ✕Current ratio > 1.50.30
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- –Piotroski ≥ 7
1-year price
EOD · 2026-06-19Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Shareholding
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
SWOT snapshot
Strengths
- •Lightly leveraged balance sheet.
- •Healthy profit margin (44.8%).
Weaknesses
- •Low return on equity (4.6%).
Opportunities
- •Earnings growing (40% YoY).
- •Revenue growing (178% YoY).
Threats
- •Trades ~46% above our estimated fair value.
About Usha Martin Education & Solutions Limited
Usha Martin Education & Solutions Limited provides educational services primarily in India. The company provides ERP certification courses; big data analytics training and certification; Hybris training and certification programs; industry connect services; university connect services; and career development programs. It also operates training centers for various higher education courses under the Usha Martin Academy brand name
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All stocksOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.