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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-29

Vardhman Textiles Limited

VTLNSETextiles
₹629.55
+17.05 (+2.78%)
Hold

Valuation (92/100) does the heavy lifting; financial trend (12/100) is the drag.

Buy zone
The bottom line

Vardhman Textiles Limited earns a Hold from StocksWizard, with a blended score of 58/100. At ₹629.55 it trades below our blended DCF and relative-multiples fair value of ₹1,063.96, about 69% upside to that estimate — we read it as undervalued by 69%. The price is about 6% below its 52-week high of ₹666.25 and 63% above the low of ₹385.77. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 3/9. The average analyst target of ₹596 implies about 5% downside across 7 analysts. It clears 7 of 13 investability checks, with durability 44, valuation 84 and momentum 74 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹1,063.96up 69.00%
Undervalued by 69%
Price ₹629.55Range ₹314.77₹1,259.1
DCF + relative blendmedium confidence

With a 20% margin of safety, our buy-below price is ₹851.17.

Analyst views

7 analysts4 buy · 2 hold · 1 sell
12-month consensus target₹596down 5.33%

1-year price

EOD · 2026-07-29
1D
up 2.78%
1W
up 0.48%
1M
down 1.04%
3M
up 2.87%
6M
up 53.49%
1Y

52-week range

-5.51% from the 52-week high.

Trend check
Above 50-DMA₹629Above 200-DMA₹524

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Hold58
A
Financial health 100/100
Altman Z 5.42 · Safe zone

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Our scores

Durability44
Valuation84
Momentum74

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 7 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 7.3%
  • Pass: Low debt (D/E < 0.5): 0.18x
  • Fail: Positive free cash flow
  • Fail: Revenue growth > 10%: -0%
  • Fail: Earnings growing: -22%
  • Fail: Net margin ≥ 10%: 7.6%
  • Pass: Current ratio > 1.5: 4.15
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • Pass: Altman Z in safe zone: Z 5.42
  • Fail: Piotroski ≥ 7: 3/9

Quarterly results

Revenue · 1Q2026
₹2,498 Cr
Net profit
₹185 Cr
Margin
7%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ -0%

Annual financials

Revenue · 2026
₹9,869 Cr
Net profit
₹745 Cr
Margin
8%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +1%

Shareholding

  • Promoter65.5%
  • Institutions19.0%
  • Public & other15.5%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹18,667 Cr
P/E ratio
24.6
P/B ratio
1.81
EPS (TTM)
₹26.18
ROE
7.3%
Debt / Equity
0.18x
Profit margin
7.6%
Free cash flow
₹-748 Cr
52-week high
₹666.25
-5.51% from high
52-week low
₹385.77
Dividend yield
0.8%
Beta
0.02
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.
  • Financially solid — Altman Z 5.42.

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~69% below our estimated fair value.

Bear case

Weaknesses

  • Low return on equity (7.3%).
  • Weak Piotroski score (3/9).

Threats

  • Earnings contracting year on year.

About Vardhman Textiles Limited

Vardhman Textiles Limited manufactures and sells textiles and fibers including specialized yarns in cotton, polyester, acrylic, and viscose blends; various fabrics with different finishes; acrylic fibers; and formal and casual shirts across India and international markets. The company also engages in lending and investing activities.

Vardhman Textiles Limited — frequently asked questions

Is Vardhman Textiles Limited a buy, hold or sell?

StocksWizard currently rates Vardhman Textiles Limited (VTL) a Hold, based on a blended score of 58/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Vardhman Textiles Limited's fair value?

Our blended DCF and relative-valuation model estimates Vardhman Textiles Limited's fair value at about ₹1,063.96, versus a current price of ₹629.55 — roughly 69% upside. On that basis the stock looks undervalued by 69%.

Is Vardhman Textiles Limited financially healthy?

Vardhman Textiles Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 3/9.

How has Vardhman Textiles Limited's share price performed?

Vardhman Textiles Limited is up 3% over three months, and last traded at ₹629.55. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.