Banco Products (India) Limited
Quality (69/100) does the heavy lifting; momentum (27/100) is the drag.
Fair valueStocksWizard rates Banco Products (India) Limited a Hold, scoring 52/100 on our blended model. We put fair value near ₹630.17; at ₹637.25 that leaves roughly 1% downside, so the stock screens fairly valued. On 18.9x trailing earnings it sits cheaper than the Consumer Cyclical median of about 27.7x. The price is about 25% below its 52-week high of ₹855.15 and 26% above the low of ₹504.35. Financial health scores 95/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 6/9. It clears 6 of 13 investability checks, with durability 69, valuation 52 and momentum 27 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹504.13.
1-year price
EOD · 2026-07-3152-week range
-25.48% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold52Piotroski F-score 6/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 32.3%
- Pass: Low debt (D/E < 0.5): 0.36x
- Fail: Positive free cash flow
- Pass: Revenue growth > 10%: 26%
- Fail: Earnings growing: -4%
- Pass: Net margin ≥ 10%: 12.4%
- Pass: Current ratio > 1.5: 2.25
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- Pass: Altman Z in safe zone: Z 4.79
- Fail: Piotroski ≥ 7: 6/9
Shareholding
- Promoter70.0%
- Institutions1.3%
- Public & other28.8%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (32.3%).
- Lightly leveraged balance sheet.
- Financially solid — Altman Z 4.79.
Opportunities
- Revenue growing (26% YoY).
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
Threats
- Earnings contracting year on year.
About Banco Products (India) Limited
Banco Products (India) Limited, together with its subsidiaries, engages in the manufacture and sale of heat exchangers/cooling systems in India and internationally. The company offers engine cooling systems, such as radiators, charge air coolers, oil coolers, transmission and hydraulic type, condensers, fuel coolers, battery coolers, inverter coolers configurations and accessories, expansion tanks, fan motor assembly, fan shroud and guard, and miscellaneous mounting plumbing
Banco Products (India) Limited — frequently asked questions
Is Banco Products (India) Limited a buy, hold or sell?
StocksWizard currently rates Banco Products (India) Limited (BANCOINDIA) a Hold, based on a blended score of 52/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Banco Products (India) Limited's fair value?
Our blended DCF and relative-valuation model estimates Banco Products (India) Limited's fair value at about ₹630.17, versus a current price of ₹637.25 — roughly 1% downside. On that basis the stock looks fairly valued.
Is Banco Products (India) Limited financially healthy?
Banco Products (India) Limited scores 95/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 6/9.
How has Banco Products (India) Limited's share price performed?
Banco Products (India) Limited is up 3% over three months, and last traded at ₹637.25. Past performance doesn't predict future returns.
More in Consumer Cyclical
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.