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Intrinsic value · Buy/Sell verdict · scores — free· 1046 Indian stocks· EOD 2026-09-15

PC Jeweller Limited

PCJEWELLERNSEConsumer Cyclical
₹12.89
-0.81 (-5.91%)
Strong Buy

Valuation (100/100) does the heavy lifting; quality (69/100) is the drag.

Buy zone
The bottom line

StocksWizard rates PC Jeweller Limited a Strong Buy, scoring 89/100 on our blended model. On 10.6x trailing earnings it sits cheaper than the Consumer Cyclical median of about 27.7x. The price is about 14% below its 52-week high of ₹14.94 and 70% above the low of ₹7.57. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 5/9. It clears 10 of 13 investability checks, with durability 69, valuation 100 and momentum 92 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹22.37up 73.55%
Undervalued by 74%
Price ₹12.89Range ₹7.65₹24.16
Relative multipleslow confidence

With a 20% margin of safety, our buy-below price is ₹17.89. Low-confidence estimate — limited data.

1-year price

EOD · 2026-09-15
1D
down 5.91%
1W
down 7.47%
1M
up 33.71%
3M
up 43.70%
6M
up 54.00%
1Y

52-week range

-13.72% from the 52-week high.

Trend check
Above 50-DMA₹10Above 200-DMA₹10

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Strong Buy89
A
Financial health 100/100
Altman Z 6.28 · Safe zone

Piotroski F-score 5/9 — quality of earnings & balance sheet.

Our scores

Durability69
Valuation100
Momentum92

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 10 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 9.9%
  • Pass: Low debt (D/E < 0.5): 0.14x
  • Fail: Positive free cash flow
  • Pass: Revenue growth > 10%: 33%
  • Pass: Earnings growing: 64%
  • Pass: Net margin ≥ 10%: 21.3%
  • Pass: Current ratio > 1.5: 7.05
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • Pass: Altman Z in safe zone: Z 6.28
  • Fail: Piotroski ≥ 7: 5/9

Quarterly results

Revenue · 1Q2018
₹2,103 Cr
Net profit
₹118 Cr
Margin
6%
2Q2017
3Q2017
4Q2017
1Q2018
Revenue Net profitLatest revenue QoQ -20%

Annual financials

Revenue · 2018
₹9,489 Cr
Net profit
₹567 Cr
Margin
6%
2015
2016
2017
2018
Revenue Net profitLatest revenue YoY +16%

Shareholding

  • Promoter57.7%
  • Institutions0.7%
  • Public & other41.6%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹8,526 Cr
P/E ratio
10.6
P/B ratio
0.82
EPS (TTM)
₹0.83
ROE
9.9%
Debt / Equity
0.14x
Profit margin
21.3%
Free cash flow
₹-702 Cr
52-week high
₹14.94
-13.72% from high
52-week low
₹7.57
Dividend yield
Beta
0.33
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.
  • Healthy profit margin (21.3%).
  • Financially solid — Altman Z 6.28.

Opportunities

  • Earnings growing (64% YoY).
  • Revenue growing (33% YoY).
  • Trading in our value buy zone versus sector peers.
  • Trades ~74% below our estimated fair value.

About PC Jeweller Limited

PC Jeweller Limited manufactures and sells gold, diamond, silver, and precious stone jewelry through retail showrooms, franchisee locations, and online channels in India. Its product range includes rings, earrings, pendants, chains, bracelets, bangles, nose pins, necklaces, mangalsutra, and men's jewelry.

PC Jeweller Limited — frequently asked questions

Is PC Jeweller Limited a buy, hold or sell?

StocksWizard currently rates PC Jeweller Limited (PCJEWELLER) a Strong Buy, based on a blended score of 89/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is PC Jeweller Limited's fair value?

Our blended DCF and relative-valuation model estimates PC Jeweller Limited's fair value at about ₹22.37, versus a current price of ₹12.89 — roughly 74% upside. On that basis the stock looks undervalued by 74%.

Is PC Jeweller Limited financially healthy?

PC Jeweller Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 5/9.

How has PC Jeweller Limited's share price performed?

PC Jeweller Limited is up 44% over three months, and last traded at ₹12.89. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.