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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

CarTrade Tech Limited

CARTRADENSEConsumer Services
₹2,719.6
-72.10 (-2.58%)
Strong Buy

Momentum (90/100) does the heavy lifting; valuation (58/100) is the drag.

Buy zone
The bottom line

StocksWizard rates CarTrade Tech Limited a Strong Buy, scoring 79/100 on our blended model. At ₹2,719.6 it trades above our blended DCF and relative-multiples fair value of ₹2,543.15, about 6% downside to that estimate — we read it as fairly valued. On 58.4x trailing earnings it sits roughly in line with the Consumer Services median of about 57.8x. The price is about 17% below its 52-week high of ₹3,268 and 68% above the low of ₹1,623.4. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 6/9. The average analyst target of ₹2,604.29 implies about 4% downside across 7 analysts. It clears 9 of 13 investability checks, with durability 84, valuation 76 and momentum 90 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹2,543.15down 6.49%
Fairly valued
Price ₹2,719.6Range ₹1,359.8₹3,932.28
DCF + relative blendhigh confidence

With a 20% margin of safety, our buy-below price is ₹2,034.52.

Analyst views

7 analysts7 buy · 0 hold · 0 sell
12-month consensus target₹2,604.29down 4.24%

1-year price

EOD · 2026-07-31
1D
down 2.58%
1W
up 2.38%
1M
down 0.82%
3M
up 65.26%
6M
up 9.76%
1Y

52-week range

-16.78% from the 52-week high.

Trend check
Above 50-DMA₹2,493Above 200-DMA₹2,371

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Strong Buy79
A
Financial health 100/100
Altman Z 19.79 · Safe zone

Piotroski F-score 6/9 — quality of earnings & balance sheet.

Our scores

Durability84
Valuation76
Momentum90

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 9 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 9.8%
  • Pass: Low debt (D/E < 0.5): 0.05x
  • Pass: Positive free cash flow
  • Pass: Revenue growth > 10%: 20%
  • Pass: Earnings growing: 57%
  • Pass: Net margin ≥ 10%: 28.6%
  • Pass: Current ratio > 1.5: 4.79
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • Pass: Altman Z in safe zone: Z 19.79
  • Fail: Piotroski ≥ 7: 6/9

Quarterly results

Revenue · 1Q2026
₹203 Cr
Net profit
₹65 Cr
Margin
32%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ -3%

Annual financials

Revenue · 2026
₹779 Cr
Net profit
₹228 Cr
Margin
29%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +22%

Shareholding

  • Promoter5.2%
  • Institutions57.9%
  • Public & other37.0%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹12,504 Cr
P/E ratio
58.4
P/B ratio
5.02
EPS (TTM)
₹44.56
ROE
9.8%
Debt / Equity
0.05x
Profit margin
28.6%
Free cash flow
₹8 Cr
52-week high
₹3,268
-16.78% from high
52-week low
₹1,623.4
Dividend yield
Beta
0.08
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.
  • Healthy profit margin (28.6%).
  • Financially solid — Altman Z 19.79.

Opportunities

  • Earnings growing (57% YoY).
  • Revenue growing (20% YoY).
  • Trading in our value buy zone versus sector peers.

About CarTrade Tech Limited

CarTrade Tech Limited operates an online automotive platform serving India and international markets. The company facilitates buying, selling, marketing, valuation, and financing of new and pre-owned vehicles, while providing OEMs with consumer insights and data-driven solutions for digital marketing strategies, and offering new car dealer solutions.

CarTrade Tech Limited — frequently asked questions

Is CarTrade Tech Limited a buy, hold or sell?

StocksWizard currently rates CarTrade Tech Limited (CARTRADE) a Strong Buy, based on a blended score of 79/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is CarTrade Tech Limited's fair value?

Our blended DCF and relative-valuation model estimates CarTrade Tech Limited's fair value at about ₹2,543.15, versus a current price of ₹2,719.6 — roughly 6% downside. On that basis the stock looks fairly valued.

Is CarTrade Tech Limited financially healthy?

CarTrade Tech Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 6/9.

How has CarTrade Tech Limited's share price performed?

CarTrade Tech Limited is up 65% over three months, and last traded at ₹2,719.6. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.