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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-29

Central Depository Services (India) Limited

CDSLNSEFinancial Services
₹1,350
+4.90 (+0.36%)
Sell

Quality (89/100) does the heavy lifting; valuation (2/100) is the drag.

ExpensiveOvervalued
The bottom line

Our blended model reads Central Depository Services (India) Limited as a Sell at 42/100. On 61.2x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 18% below its 52-week high of ₹1,640.34 and 22% above the low of ₹1,109.28. Financial health scores 80/100, with a Piotroski F-score of 3/9. The average analyst target of ₹1,276.07 implies about 5% downside across 15 analysts. It clears 6 of 12 investability checks, with durability 89, valuation 3 and momentum 52 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹675down 50.00%
Overvalued by 50%
Price ₹1,350Range ₹621₹729
Relative (financials)medium confidence

With a 20% margin of safety, our buy-below price is ₹540.

Analyst views

15 analysts7 buy · 3 hold · 6 sell
12-month consensus target₹1,276.07down 5.48%

1-year price

EOD · 2026-07-29
1D
up 0.36%
1W
up 0.77%
1M
up 4.35%
3M
up 7.10%
6M
up 3.04%
1Y

52-week range

-17.70% from the 52-week high.

Trend check
Above 50-DMA₹1,296Below 200-DMA₹1,364

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell42
A
Financial health 80/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Our scores

Durability89
Valuation3
Momentum52

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 6 of 12 checks
Each check screens one fundamentals, valuation or trend signal.
  • Pass: ROE above 15%: 23.9%
  • Pass: Low debt (D/E < 0.5): 0.00x
  • Pass: Positive free cash flow
  • Fail: Revenue growth > 10%: 6%
  • Fail: Earnings growing: -20%
  • Pass: Net margin ≥ 10%: 36.8%
  • Pass: Current ratio > 1.5: 2.92
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 3/9

Quarterly results

Revenue · 1Q2026
₹263 Cr
Net profit
₹80 Cr
Margin
31%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ -14%

Annual financials

Revenue · 2026
₹1,145 Cr
Net profit
₹456 Cr
Margin
40%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +6%

Shareholding

  • Promoter0.0%
  • Institutions15.6%
  • Public & other84.4%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹27,833 Cr
P/E ratio
61.2
P/B ratio
14.20
EPS (TTM)
₹21.75
ROE
23.9%
Debt / Equity
0.00x
Profit margin
36.8%
Free cash flow
₹245 Cr
52-week high
₹1,640.34
-17.70% from high
52-week low
₹1,109.28
Dividend yield
0.9%
Beta
0.22
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Strong return on equity (23.9%).
  • Lightly leveraged balance sheet.
  • Healthy profit margin (36.8%).

Bear case

Weaknesses

  • Price below its 200-day moving average (downtrend).
  • Weak Piotroski score (3/9).

Threats

  • Earnings contracting year on year.
  • Rich valuation versus sector peers.
  • Trades ~50% above our estimated fair value.

About Central Depository Services (India) Limited

Central Depository Services (India) Limited operates a depository system with three business segments. The Depository segment provides services including dematerialisation, rematerialisation, holding, transfer, and pledge of securities in electronic form, along with e-voting services for companies. The company also operates Data Entry and Storage and Repository segments.

Central Depository Services (India) Limited — frequently asked questions

Is Central Depository Services (India) Limited a buy, hold or sell?

StocksWizard currently rates Central Depository Services (India) Limited (CDSL) a Sell, based on a blended score of 42/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Central Depository Services (India) Limited's fair value?

Our blended DCF and relative-valuation model estimates Central Depository Services (India) Limited's fair value at about ₹675, versus a current price of ₹1,350 — roughly 50% downside. On that basis the stock looks overvalued by 50%.

Is Central Depository Services (India) Limited financially healthy?

Central Depository Services (India) Limited scores 80/100 on our financial-health model, with a Piotroski F-score of 3/9.

How has Central Depository Services (India) Limited's share price performed?

Central Depository Services (India) Limited is up 7% over three months, and last traded at ₹1,350. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.