The New India Assurance Company Ltd.
NIACL · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹403.13. Low-confidence estimate — limited data.
Piotroski F-score 4/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%3.4%
- –Low debt (D/E < 0.5)
- ✓Positive free cash flow
- ✓Revenue growth > 10%14%
- ✓Earnings growing61%
- ✕Net margin ≥ 10%2.8%
- ✕Current ratio > 1.50.43
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✕Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 74/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Weaknesses
- •Low return on equity (3.4%).
- •Price below its 200-day moving average (downtrend).
Opportunities
- •Earnings growing (61% YoY).
- •Revenue growing (14% YoY).
- •Trading in our value buy zone versus sector peers.
- •Trades ~214% below our estimated fair value.
About The New India Assurance Company Ltd.
The New India Assurance Company Limited, together with its subsidiaries, operates as a general insurance company in India and internationally. The company provides credit, engineering, aviation, property, personal accident, liability, marine cargo, marine hull, fire, travel, motor, health, employers liability, rural, product / public liability, other liability, social sector, and miscellaneous insurance products. It also offers crop, cattle, sheep, goat, poultry, horticulture
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.