Manappuram Finance Ltd.
MANAPPURAM · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹354.28.
Piotroski F-score 1/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%7.0%
- ✕Low debt (D/E < 0.5)3.60x
- ✕Positive free cash flow
- ✓Revenue growth > 10%109%
- –Earnings growing
- ✓Net margin ≥ 10%24.0%
- ✓Current ratio > 1.594.12
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 71/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (24.0%).
Weaknesses
- •Low return on equity (7.0%).
- •High debt relative to equity.
- •Weak Piotroski score (1/9).
Opportunities
- •Revenue growing (109% YoY).
- •Trading in our value buy zone versus sector peers.
- •Trades ~39% below our estimated fair value.
About Manappuram Finance Ltd.
Manappuram Finance Limited, a gold loan non-banking financial company, provides fund-based and fee-based financial services in India. It offers loans, such as gold, doorstep gold, online gold, vehicle, business, digital personal, and corporate loans; financing products, including two-wheeler finance, and micro home finance. The company also provides foreign exchange money transfer, digital wallet, and other services, such as depository services, demat account, and pan card se
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.