LIC Housing Finance Ltd.
LICHSGFIN · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹1,730.14. Low-confidence estimate — limited data.
Piotroski F-score 3/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%14.4%
- ✕Low debt (D/E < 0.5)6.43x
- ✕Positive free cash flow
- ✕Revenue growth > 10%4%
- ✓Earnings growing9%
- ✓Net margin ≥ 10%65.8%
- ✓Current ratio > 1.527.06
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 73/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (65.8%).
Weaknesses
- •High debt relative to equity.
- •Weak Piotroski score (3/9).
Opportunities
- •Trading in our value buy zone versus sector peers.
- •Trades ~291% below our estimated fair value.
About LIC Housing Finance Ltd.
LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.