Central Bank of India
CENTRALBK · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹93.85. Low-confidence estimate — limited data.
Piotroski F-score 5/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%11.9%
- –Low debt (D/E < 0.5)
- ✓Positive free cash flow
- ✓Revenue growth > 10%45%
- ✕Earnings growing-35%
- ✓Net margin ≥ 10%24.4%
- –Current ratio > 1.5
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✕Above 200-day average
- ✕Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 75/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (24.4%).
Weaknesses
- •Price below its 200-day moving average (downtrend).
Opportunities
- •Revenue growing (45% YoY).
- •Trading in our value buy zone versus sector peers.
- •Trades ~268% below our estimated fair value.
Threats
- •Earnings contracting year on year.
About Central Bank of India
Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes, as well as small saving scheme; and loans, including housing, vehicle, property, personal, senior citizens, education, and agricultural, as well as micro small and medium enterprises loans. It provides credit, debit, and prepaid/gift cards, as well as cash management, mutual
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.