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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

ICICI Bank Ltd.

ICICIBANK · NSE · Financial Services

₹1,327.6
-13.20 (-0.98%)
Our verdict
Buy70/100
Quality80
Valuation70
Momentum55
Financial trend71
Intrinsic value
Our fair value
₹1,501.4
Fairly valued
Price ₹1,327.6Range ₹1,276.19₹1,726.61

With a 20% margin of safety, our buy-below price is ₹1,201.12.

B
Financial health 75/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Investability checklist

Passed 7 of 10 checks70/100
  • ROE above 15%16.4%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%67%
  • Earnings growing8%
  • Net margin ≥ 10%24.9%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 73/9

1-year price

EOD · 2026-06-15
1W
+6.2%
1M
+6.7%
3M
+4.8%
6M
-2.6%
1Y

Our scores

Durability80
Valuation69
Momentum55
Analyst consensus target ₹1,671.93 (+26%) · 40 analysts

Key fundamentals

Market cap
₹9.52 L Cr
P/E ratio
17.7
P/B ratio
2.62
EPS (TTM)
₹74.82
ROE
16.4%
Debt / Equity
Profit margin
24.9%
Free cash flow
₹63,595 Cr
52-week high
₹1,477.2
-10.13% from high
52-week low
₹1,205.9
Dividend yield
0.8%
Beta
0.25

SWOT snapshot

Strengths

  • Healthy profit margin (24.9%).

Weaknesses

  • Price below its 200-day moving average (downtrend).
  • Weak Piotroski score (3/9).

Opportunities

  • Revenue growing (67% YoY).
  • Trading in our value buy zone versus sector peers.

About ICICI Bank Ltd.

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. It offers savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts, as well as time, fixed, recurring, and security depos

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.