ICICI Bank Limited
Momentum (84/100) does the heavy lifting; valuation (52/100) is the drag.
Fair valueStocksWizard rates ICICI Bank Limited a Buy, scoring 71/100 on our blended model. We put fair value near ₹1,416.07; at ₹1,435.4 that leaves roughly 1% downside, so the stock screens fairly valued. On 18.4x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. It's trading right at its 52-week high of ₹1,470.06. Financial health scores 75/100, with a Piotroski F-score of 3/9. The average analyst target of ₹1,674.82 implies about 17% upside across 39 analysts. It clears 7 of 10 investability checks, with durability 80, valuation 56 and momentum 84 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹1,132.85.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-2.36% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Buy71Piotroski F-score 3/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 16.4%
- No data: Low debt (D/E < 0.5)
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 67%
- Pass: Earnings growing: 8%
- Pass: Net margin ≥ 10%: 24.9%
- No data: Current ratio > 1.5
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 3/9
Quarterly results
Annual financials
Shareholding
- Promoter3.0%
- Institutions59.5%
- Public & other37.5%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (24.9%).
- Trading near its 52-week high.
Opportunities
- Revenue growing (67% YoY).
Bear case
Weaknesses
- Weak Piotroski score (3/9).
About ICICI Bank Limited
ICICI Bank provides retail and corporate banking services in India and internationally through divisions including Retail Banking, Wholesale Banking, Treasury, Life Insurance, and General Insurance. The bank offers deposit accounts such as savings, salary, pension, current, trade, escrow, and foreign currency accounts, along with time, fixed, and recurring deposits.
ICICI Bank Limited — frequently asked questions
Is ICICI Bank Limited a buy, hold or sell?
StocksWizard currently rates ICICI Bank Limited (ICICIBANK) a Buy, based on a blended score of 71/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is ICICI Bank Limited's fair value?
Our blended DCF and relative-valuation model estimates ICICI Bank Limited's fair value at about ₹1,416.07, versus a current price of ₹1,435.4 — roughly 1% downside. On that basis the stock looks fairly valued.
Is ICICI Bank Limited financially healthy?
ICICI Bank Limited scores 75/100 on our financial-health model, with a Piotroski F-score of 3/9.
How has ICICI Bank Limited's share price performed?
ICICI Bank Limited is up 15% over three months, and last traded at ₹1,435.4. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.