Bajaj Finance Ltd.
BAJFINANCE · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹454.42.
Piotroski F-score 1/9 — quality of earnings & balance sheet.
Investability checklist
- ✓ROE above 15%17.9%
- ✕Low debt (D/E < 0.5)3.13x
- ✕Positive free cash flow
- ✓Revenue growth > 10%27%
- ✓Earnings growing21%
- ✓Net margin ≥ 10%43.4%
- ✓Current ratio > 1.57.20
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 71/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (43.4%).
Weaknesses
- •High debt relative to equity.
- •Price below its 200-day moving average (downtrend).
- •Weak Piotroski score (1/9).
Opportunities
- •Earnings growing (21% YoY).
- •Revenue growing (27% YoY).
Threats
- •Rich valuation versus sector peers.
- •Trades ~40% above our estimated fair value.
About Bajaj Finance Ltd.
Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, and secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises, SMEs, and professionals; loans against property, mutual funds,
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.