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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Kotak Mahindra Bank Ltd.

KOTAKBANK · NSE · Financial Services

₹405.75
+2.45 (+0.61%)
Our verdict
Buy66/100
Quality73
Valuation74
Momentum76
Financial trend32
Intrinsic value
Our fair value
₹484.85
Undervalued by 19%
Price ₹405.75Range ₹412.12₹557.58

With a 20% margin of safety, our buy-below price is ₹387.88.

C
Financial health 64/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Investability checklist

Passed 6 of 10 checks60/100
  • ROE above 15%11.4%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%-11%
  • Earnings growing10%
  • Net margin ≥ 10%26.0%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 73/9

1-year price

EOD · 2026-06-15
1W
+7.6%
1M
+4.8%
3M
+8.1%
6M
-4.7%
1Y

Our scores

Durability73
Valuation66
Momentum76
Analyst consensus target ₹461.37 (+14%) · 36 analysts

Key fundamentals

Market cap
₹4.04 L Cr
P/E ratio
20.9
P/B ratio
2.23
EPS (TTM)
₹19.4
ROE
11.4%
Debt / Equity
Profit margin
26.0%
Free cash flow
₹40,669 Cr
52-week high
₹445.35
-8.89% from high
52-week low
₹353.4
Dividend yield
0.1%
Beta
0.29

SWOT snapshot

Strengths

  • Healthy profit margin (26.0%).

Weaknesses

  • Weak Piotroski score (3/9).

Opportunities

  • Trading in our value buy zone versus sector peers.

About Kotak Mahindra Bank Ltd.

Kotak Mahindra Bank Limited provides a range of banking and financial services to corporate and individual customers in India. It operates through Treasury, BMU, and Corporate Centre; Retail Banking; Corporate/Wholesale Banking; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The company offers savings, current, retail institution, corporate, and salary accounts; NRE and NRO fixed deposits an

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.