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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Bajaj Finserv Ltd.

BAJAJFINSV · NSE · Financial Services

₹1,750.2
+61.10 (+3.62%)
Our verdict
Sell37/100
Quality49
Valuation28
Momentum27
Financial trend44
Intrinsic value
Our fair value
₹1,364.71
Overvalued by 22%
Price ₹1,750.2Range ₹1,160₹1,569.42

With a 20% margin of safety, our buy-below price is ₹1,091.77.

C
Financial health 51/100
From profitability & returns (bank/NBFC)

Piotroski F-score 1/9 — quality of earnings & balance sheet.

Investability checklist

Passed 2 of 12 checks17/100
  • ROE above 15%14.6%
  • Low debt (D/E < 0.5)2.56x
  • Positive free cash flow
  • Revenue growth > 10%5%
  • Earnings growing6%
  • Net margin ≥ 10%6.6%
  • Current ratio > 1.52.65
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 71/9

1-year price

EOD · 2026-06-15
1W
+4.5%
1M
+1.3%
3M
-1.2%
6M
-15.3%
1Y

Our scores

Durability49
Valuation43
Momentum27
Analyst consensus target ₹2,159.6 (+23%) · 15 analysts

Key fundamentals

Market cap
₹2.80 L Cr
P/E ratio
28.7
P/B ratio
3.59
EPS (TTM)
₹60.98
ROE
14.6%
Debt / Equity
2.56x
Profit margin
6.6%
Free cash flow
₹-15,776 Cr
52-week high
₹2,176.6
-19.59% from high
52-week low
₹1,631.8
Dividend yield
0.1%
Beta
0.34

SWOT snapshot

Weaknesses

  • High debt relative to equity.
  • Price below its 200-day moving average (downtrend).
  • Weak Piotroski score (1/9).

Threats

  • Trades ~22% above our estimated fair value.

About Bajaj Finserv Ltd.

Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises and professionals, as well as micro, small and medium ent

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.