Shriram Finance Ltd.
SHRIRAMFIN · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹839.4.
Piotroski F-score 2/9 — quality of earnings & balance sheet.
Investability checklist
- ✓ROE above 15%16.4%
- ✕Low debt (D/E < 0.5)2.75x
- ✕Positive free cash flow
- ✓Revenue growth > 10%17%
- ✓Earnings growing41%
- ✓Net margin ≥ 10%48.4%
- ✓Current ratio > 1.54.21
- ✓Below our fair value
- ✕Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 72/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (48.4%).
Weaknesses
- •High debt relative to equity.
- •Weak Piotroski score (2/9).
Opportunities
- •Earnings growing (41% YoY).
- •Revenue growing (17% YoY).
- •Trading in our value buy zone versus sector peers.
About Shriram Finance Ltd.
Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll fin
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.