Jio Financial Services Ltd.
JIOFIN · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹455.72. Low-confidence estimate — limited data.
Piotroski F-score 2/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%1.2%
- ✓Low debt (D/E < 0.5)0.16x
- ✕Positive free cash flow
- ✓Revenue growth > 10%39%
- ✕Earnings growing-14%
- ✓Net margin ≥ 10%57.8%
- ✓Current ratio > 1.5234.53
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✕Above 200-day average
- ✕Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 72/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Lightly leveraged balance sheet.
- •Healthy profit margin (57.8%).
Weaknesses
- •Low return on equity (1.2%).
- •Price below its 200-day moving average (downtrend).
- •Weak Piotroski score (2/9).
Opportunities
- •Revenue growing (39% YoY).
- •Trades ~138% below our estimated fair value.
Threats
- •Earnings contracting year on year.
About Jio Financial Services Ltd.
Jio Financial Services Limited, through its subsidiaries, engages in the business of investing and financing, insurance broking, payment bank and payment aggregator, and payment gateway services in India. The company provides loans, savings accounts, recharges, digital insurance, financial tracking, management tools, digital banking, unified payments interface transactions, bill payments, and insurance advisory; and asset and wealth management, and broking services, as well a
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.