Bank of Baroda Limited
Valuation (98/100) does the heavy lifting; momentum (23/100) is the drag.
Buy zoneOur blended model reads Bank of Baroda Limited as a Buy at 63/100. At ₹242.6 it trades below our blended DCF and relative-multiples fair value of ₹485.2, about 100% upside to that estimate — we read it as undervalued by 100%. On 7.3x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 23% below its 52-week high of ₹314.28 and 8% above the low of ₹225.54. Financial health scores 70/100, with a Piotroski F-score of 3/9. The average analyst target of ₹311.06 implies about 28% upside across 33 analysts. It clears 5 of 10 investability checks, with durability 75, valuation 96 and momentum 23 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹388.16. Low-confidence estimate — limited data.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-22.81% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Buy63Piotroski F-score 3/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Fail: ROE above 15%: 12.7%
- No data: Low debt (D/E < 0.5)
- Pass: Positive free cash flow
- Fail: Revenue growth > 10%: -8%
- Pass: Earnings growing: 7%
- Pass: Net margin ≥ 10%: 31.2%
- No data: Current ratio > 1.5
- Pass: Below our fair value
- Pass: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 3/9
Quarterly results
Annual financials
Shareholding
- Promoter66.1%
- Institutions20.6%
- Public & other13.3%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (31.2%).
Opportunities
- Trading in our value buy zone versus sector peers.
- Trades ~100% below our estimated fair value.
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
- Weak Piotroski score (3/9).
About Bank of Baroda Limited
Bank of Baroda Limited operates as a banking institution serving individuals, government departments, and corporate clients across India and internationally. Its business segments include Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. The bank provides savings accounts, salary accounts, current accounts, fixed deposits, and recurring deposits.
Bank of Baroda Limited — frequently asked questions
Is Bank of Baroda Limited a buy, hold or sell?
StocksWizard currently rates Bank of Baroda Limited (BANKBARODA) a Buy, based on a blended score of 63/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Bank of Baroda Limited's fair value?
Our blended DCF and relative-valuation model estimates Bank of Baroda Limited's fair value at about ₹485.2, versus a current price of ₹242.6 — roughly 100% upside. On that basis the stock looks undervalued by 100%.
Is Bank of Baroda Limited financially healthy?
Bank of Baroda Limited scores 70/100 on our financial-health model, with a Piotroski F-score of 3/9.
How has Bank of Baroda Limited's share price performed?
Bank of Baroda Limited is down 5% over three months, and last traded at ₹242.6. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.