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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Bank of Baroda

BANKBARODA · NSE · Financial Services

₹276.05
+1.30 (+0.47%)
Our verdict
Buy72/100
Quality75
Valuation99
Momentum67
Financial trend32
Intrinsic value
Our fair value
₹884.6
Undervalued by 220%
Price ₹276.05Range ₹751.91₹1,017.29

With a 20% margin of safety, our buy-below price is ₹707.68. Low-confidence estimate — limited data.

B
Financial health 70/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Investability checklist

Passed 7 of 10 checks70/100
  • ROE above 15%12.7%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%-8%
  • Earnings growing7%
  • Net margin ≥ 10%31.2%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 73/9

1-year price

EOD · 2026-06-15
1W
+6.5%
1M
+9.0%
3M
-1.5%
6M
-0.4%
1Y

Our scores

Durability75
Valuation97
Momentum67
Analyst consensus target ₹311.35 (+13%) · 34 analysts

Key fundamentals

Market cap
₹1.43 L Cr
P/E ratio
7.2
P/B ratio
0.86
EPS (TTM)
₹38.38
ROE
12.7%
Debt / Equity
Profit margin
31.2%
Free cash flow
₹31,610 Cr
52-week high
₹314.28
-12.17% from high
52-week low
₹224.4
Dividend yield
3.1%
Beta
0.42

SWOT snapshot

Strengths

  • Healthy profit margin (31.2%).

Weaknesses

  • Weak Piotroski score (3/9).

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~220% below our estimated fair value.

About Bank of Baroda

Bank of Baroda Limited provides various banking products and services to individuals, government departments, and corporate customers in India and internationally. It operates through Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; and fixed and recurring deposits

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.