Union Bank of India
UNIONBANK · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹412.2. Low-confidence estimate — limited data.
Piotroski F-score 1/9 — quality of earnings & balance sheet.
Investability checklist
- ✓ROE above 15%15.7%
- –Low debt (D/E < 0.5)
- ✕Positive free cash flow
- –Revenue growth > 10%
- –Earnings growing
- ✓Net margin ≥ 10%35.7%
- –Current ratio > 1.5
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 71/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (35.7%).
Weaknesses
- •Weak Piotroski score (1/9).
Opportunities
- •Trading in our value buy zone versus sector peers.
- •Trades ~201% below our estimated fair value.
About Union Bank of India
Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company offers savings, salary, and current accounts; term deposits; retail loans comprising home, vehicle, and education, loans; personal, MSME, agriculture, foreign currency, and gold loans; loans against the property; loans for senior citizen and pensioners; and
More in Financial Services
Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.