Muthoot Finance Ltd.
MUTHOOTFIN · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹3,008.27.
Piotroski F-score 2/9 — quality of earnings & balance sheet.
Investability checklist
- ✓ROE above 15%30.4%
- ✕Low debt (D/E < 0.5)3.80x
- ✕Positive free cash flow
- ✓Revenue growth > 10%54%
- ✓Earnings growing127%
- ✓Net margin ≥ 10%55.2%
- ✓Current ratio > 1.5128.29
- ✓Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✕Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 72/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Strong return on equity (30.4%).
- •Healthy profit margin (55.2%).
Weaknesses
- •High debt relative to equity.
- •Price below its 200-day moving average (downtrend).
- •Weak Piotroski score (2/9).
Opportunities
- •Earnings growing (127% YoY).
- •Revenue growing (54% YoY).
- •Trading in our value buy zone versus sector peers.
About Muthoot Finance Ltd.
Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small and corporate business, SME, and vehicle, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, and group; housing and micro finance; and mutual funds. It also provides gold flexi credit; PAN card; money transfer; non-convertible debentures; national pension scheme; digital and c
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.