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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

BILLIONBRAINS GARAGE VN L

GROWWNSEFinancial Services
₹194.37
+2.04 (+1.06%)
Hold

Financial trend (100/100) does the heavy lifting; valuation (0/100) is the drag.

ExpensiveOvervalued
The bottom line

BILLIONBRAINS GARAGE VN L earns a Hold from StocksWizard, with a blended score of 45/100. At ₹194.37 it trades above our blended DCF and relative-multiples fair value of ₹97.19, about 50% downside to that estimate — we read it as overvalued by 50%. On 51.3x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 12% below its 52-week high of ₹221.56 and 48% above the low of ₹131.33. Financial health scores 100/100, with a Piotroski F-score of 1/9. The average analyst target of ₹237.5 implies about 22% upside across 10 analysts. It clears 4 of 9 investability checks, with durability 99, valuation 0 and momentum 29 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹97.19down 50.00%
Overvalued by 50%
Price ₹194.37Range ₹89.41₹104.96
Relative (financials)medium confidence

With a 20% margin of safety, our buy-below price is ₹77.75.

Analyst views

10 analysts8 buy · 1 hold · 0 sell
12-month consensus target₹237.5up 22.19%

1-year price

EOD · 2026-07-31
1D
up 1.06%
1W
down 3.85%
1M
down 5.68%
3M
down 12.27%
6M
up 12.17%
1Y

52-week range

-12.27% from the 52-week high.

Trend check
Below 50-DMA₹198200-DMA

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Hold45
A
Financial health 100/100
From profitability & returns (bank/NBFC)

Piotroski F-score 1/9 — quality of earnings & balance sheet.

Our scores

Durability99
Valuation0
Momentum29

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 4 of 9 checks
Each check screens one fundamentals, valuation or trend signal.
  • No data: ROE above 15%
  • Pass: Low debt (D/E < 0.5): 0.03x
  • Fail: Positive free cash flow
  • Pass: Revenue growth > 10%: 65%
  • Pass: Earnings growing: 86%
  • Pass: Net margin ≥ 10%: 45.4%
  • No data: Current ratio > 1.5
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • No data: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 1/9

Quarterly results

Revenue · 2Q2026
₹1,501 Cr
Net profit
₹735 Cr
Margin
49%
4Q2025
1Q2026
2Q2026
Revenue Net profitLatest revenue QoQ -0%

Shareholding

  • Promoter50.1%
  • Institutions35.8%
  • Public & other14.1%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹1.25 L Cr
P/E ratio
51.3
P/B ratio
12.95
EPS (TTM)
₹3.94
ROE
Debt / Equity
0.03x
Profit margin
45.4%
Free cash flow
₹-33 Cr
52-week high
₹221.56
-12.27% from high
52-week low
₹131.33
Dividend yield
Beta
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.
  • Healthy profit margin (45.4%).

Opportunities

  • Earnings growing (86% YoY).
  • Revenue growing (65% YoY).

Bear case

Weaknesses

  • Weak Piotroski score (1/9).

Threats

  • Rich valuation versus sector peers.
  • Trades ~50% above our estimated fair value.

About BILLIONBRAINS GARAGE VN L

Billionbrains Garage Ventures Limited operates a digital investment platform offering direct-to-consumer access to stocks, derivatives, bonds, and mutual funds, including initial public offerings. The platform provides margin trading capabilities and personal loans alongside its core investment products.

BILLIONBRAINS GARAGE VN L — frequently asked questions

Is BILLIONBRAINS GARAGE VN L a buy, hold or sell?

StocksWizard currently rates BILLIONBRAINS GARAGE VN L (GROWW) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is BILLIONBRAINS GARAGE VN L's fair value?

Our blended DCF and relative-valuation model estimates BILLIONBRAINS GARAGE VN L's fair value at about ₹97.19, versus a current price of ₹194.37 — roughly 50% downside. On that basis the stock looks overvalued by 50%.

Is BILLIONBRAINS GARAGE VN L financially healthy?

BILLIONBRAINS GARAGE VN L scores 100/100 on our financial-health model, with a Piotroski F-score of 1/9.

How has BILLIONBRAINS GARAGE VN L's share price performed?

BILLIONBRAINS GARAGE VN L is down 12% over three months, and last traded at ₹194.37. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.