Bajaj Holdings & Investment Limited
Quality (88/100) does the heavy lifting; momentum (40/100) is the drag.
Buy zoneBajaj Holdings & Investment Limited earns a Buy from StocksWizard, with a blended score of 73/100. On 12.3x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 15% below its 52-week high of ₹12,907.88 and 27% above the low of ₹8,588.89. Financial health scores 82/100, with a Piotroski F-score of 3/9. It clears 8 of 13 investability checks, with durability 88, valuation 81 and momentum 40 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹11,062.78.
1-year price
EOD · 2026-09-2552-week range
-15.25% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Buy73Piotroski F-score 3/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Fail: ROE above 15%: 12.6%
- Pass: Low debt (D/E < 0.5): 0.00x
- Pass: Positive free cash flow
- Fail: Revenue growth > 10%: -48%
- Pass: Earnings growing: 49%
- Pass: Net margin ≥ 10%: 857.5%
- Pass: Current ratio > 1.5: 2.65
- Pass: Below our fair value
- Pass: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Fail: Above 50-day average
- Fail: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 3/9
Shareholding
- Promoter61.6%
- Institutions12.8%
- Public & other25.7%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Lightly leveraged balance sheet.
- Healthy profit margin (857.5%).
Opportunities
- Earnings growing (49% YoY).
- Trading in our value buy zone versus sector peers.
- Trades ~26% below our estimated fair value.
Bear case
Weaknesses
- Weak Piotroski score (3/9).
About Bajaj Holdings & Investment Limited
Bajaj Holdings & Investment Limited is an Indian investment holding company that provides non-banking financial and credit services. The company invests in both listed and unlisted securities. Incorporated in 1945 and based in Pune, it operates as a financial-investment entity in India.
Bajaj Holdings & Investment Limited — frequently asked questions
Is Bajaj Holdings & Investment Limited a buy, hold or sell?
StocksWizard currently rates Bajaj Holdings & Investment Limited (BAJAJHLDNG) a Buy, based on a blended score of 73/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Bajaj Holdings & Investment Limited's fair value?
Our blended DCF and relative-valuation model estimates Bajaj Holdings & Investment Limited's fair value at about ₹13,828.47, versus a current price of ₹10,940 — roughly 26% upside. On that basis the stock looks undervalued by 26%.
Is Bajaj Holdings & Investment Limited financially healthy?
Bajaj Holdings & Investment Limited scores 82/100 on our financial-health model, with a Piotroski F-score of 3/9.
How has Bajaj Holdings & Investment Limited's share price performed?
Bajaj Holdings & Investment Limited is down 14% over the past year and up 4% over three months, and last traded at ₹10,940. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.