Canara Bank
Valuation (98/100) does the heavy lifting; financial trend (14/100) is the drag.
Buy zoneOur blended model reads Canara Bank as a Hold at 54/100. We put fair value near ₹249.96; at ₹124.98 that leaves roughly 100% upside, so the stock screens undervalued by 100%. On 6.0x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 19% below its 52-week high of ₹153.85 and 24% above the low of ₹100.51. Financial health scores 70/100, with a Piotroski F-score of 4/9. The average analyst target of ₹150.89 implies about 21% upside across 19 analysts. It clears 5 of 10 investability checks, with durability 54, valuation 96 and momentum 26 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹199.97. Low-confidence estimate — limited data.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-18.77% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold54Piotroski F-score 4/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 15.9%
- No data: Low debt (D/E < 0.5)
- Pass: Positive free cash flow
- Fail: Revenue growth > 10%: -47%
- Fail: Earnings growing: -10%
- Pass: Net margin ≥ 10%: 37.0%
- No data: Current ratio > 1.5
- Pass: Below our fair value
- Pass: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 4/9
Quarterly results
Annual financials
Shareholding
- Promoter64.5%
- Institutions17.9%
- Public & other17.6%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (37.0%).
Opportunities
- Trading in our value buy zone versus sector peers.
- Trades ~100% below our estimated fair value.
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
Threats
- Earnings contracting year on year.
About Canara Bank
Canara Bank offers deposit accounts, loans, and insurance products in India and internationally. Its deposit products include savings accounts, current accounts, recurring deposits, and term deposits. The bank provides personal and corporate lending across home, vehicle, education, personal, mortgage, gold, MSME, agriculture, and solar loans, alongside life, general, and health insurance services.
Canara Bank — frequently asked questions
Is Canara Bank a buy, hold or sell?
StocksWizard currently rates Canara Bank (CANBK) a Hold, based on a blended score of 54/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Canara Bank's fair value?
Our blended DCF and relative-valuation model estimates Canara Bank's fair value at about ₹249.96, versus a current price of ₹124.98 — roughly 100% upside. On that basis the stock looks undervalued by 100%.
Is Canara Bank financially healthy?
Canara Bank scores 70/100 on our financial-health model, with a Piotroski F-score of 4/9.
How has Canara Bank's share price performed?
Canara Bank is down 4% over three months, and last traded at ₹124.98. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.