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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

HDFC Asset Management Company Limited

HDFCAMCNSEFinancial Services
₹2,615.8
+69.50 (+2.73%)
Hold

Quality (93/100) does the heavy lifting; valuation (9/100) is the drag.

ExpensiveOvervalued
The bottom line

Our blended model reads HDFC Asset Management Company Limited as a Hold at 45/100. At ₹2,615.8 it trades above our blended DCF and relative-multiples fair value of ₹1,307.9, about 50% downside to that estimate — we read it as overvalued by 50%. On 39.5x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 9% below its 52-week high of ₹2,882.94 and 21% above the low of ₹2,168.96. Financial health scores 84/100, with a Piotroski F-score of 4/9. The average analyst target of ₹3,049.71 implies about 17% upside across 28 analysts. It clears 6 of 12 investability checks, with durability 93, valuation 17 and momentum 48 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹1,307.9down 50.00%
Overvalued by 50%
Price ₹2,615.8Range ₹1,203.27₹1,412.53
Relative (financials)medium confidence

With a 20% margin of safety, our buy-below price is ₹1,046.32.

Analyst views

28 analysts25 buy · 3 hold · 0 sell
12-month consensus target₹3,049.71up 16.59%

1-year price

EOD · 2026-07-31
1D
up 2.73%
1W
up 4.39%
1M
down 5.21%
3M
down 4.75%
6M
up 5.06%
1Y

52-week range

-9.27% from the 52-week high.

Trend check
Below 50-DMA₹2,621Above 200-DMA₹2,595

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Hold45
A
Financial health 84/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Our scores

Durability93
Valuation17
Momentum48

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 6 of 12 checks
Each check screens one fundamentals, valuation or trend signal.
  • Pass: ROE above 15%: 32.9%
  • Pass: Low debt (D/E < 0.5): 0.02x
  • Pass: Positive free cash flow
  • Fail: Revenue growth > 10%: 4%
  • Fail: Earnings growing: -3%
  • Pass: Net margin ≥ 10%: 61.8%
  • Pass: Current ratio > 1.5: 30.24
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 4/9

Quarterly results

Revenue · 1Q2026
₹1,062 Cr
Net profit
₹623 Cr
Margin
59%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ -14%

Annual financials

Revenue · 2026
₹4,622 Cr
Net profit
₹2,858 Cr
Margin
62%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +14%

Shareholding

  • Promoter56.7%
  • Institutions28.2%
  • Public & other15.2%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹1.13 L Cr
P/E ratio
39.5
P/B ratio
12.19
EPS (TTM)
₹66.46
ROE
32.9%
Debt / Equity
0.02x
Profit margin
61.8%
Free cash flow
₹2,397 Cr
52-week high
₹2,882.94
-9.27% from high
52-week low
₹2,168.96
Dividend yield
2.0%
Beta
0.56
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Strong return on equity (32.9%).
  • Lightly leveraged balance sheet.
  • Healthy profit margin (61.8%).

Bear case

Threats

  • Earnings contracting year on year.
  • Rich valuation versus sector peers.
  • Trades ~50% above our estimated fair value.

About HDFC Asset Management Company Limited

HDFC Asset Management Company Limited is a publicly owned investment manager that launches and manages mutual funds across equity, fixed income, and balanced categories. The firm also manages discretionary portfolios in equity, fixed income, balanced, and real estate asset classes.

HDFC Asset Management Company Limited — frequently asked questions

Is HDFC Asset Management Company Limited a buy, hold or sell?

StocksWizard currently rates HDFC Asset Management Company Limited (HDFCAMC) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is HDFC Asset Management Company Limited's fair value?

Our blended DCF and relative-valuation model estimates HDFC Asset Management Company Limited's fair value at about ₹1,307.9, versus a current price of ₹2,615.8 — roughly 50% downside. On that basis the stock looks overvalued by 50%.

Is HDFC Asset Management Company Limited financially healthy?

HDFC Asset Management Company Limited scores 84/100 on our financial-health model, with a Piotroski F-score of 4/9.

How has HDFC Asset Management Company Limited's share price performed?

HDFC Asset Management Company Limited is down 5% over three months, and last traded at ₹2,615.8. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.