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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

IDBI Bank Ltd.

IDBI · NSE · Financial Services

₹76.88
+1.49 (+1.98%)
Our verdict
Buy70/100
Quality70
Valuation98
Momentum27
Financial trend
Intrinsic value
Our fair value
₹183.22
Undervalued by 138%
Price ₹76.88Range ₹155.74₹210.71

With a 20% margin of safety, our buy-below price is ₹146.58. Low-confidence estimate — limited data.

A
Financial health 82/100
From profitability & returns (bank/NBFC)

Piotroski F-score 6/9 — quality of earnings & balance sheet.

Investability checklist

Passed 5 of 8 checks63/100
  • ROE above 15%14.2%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%
  • Earnings growing
  • Net margin ≥ 10%43.4%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 76/9

1-year price

EOD · 2026-06-15
1W
+7.0%
1M
+9.2%
3M
-22.2%
6M
-18.6%
1Y

Our scores

Durability70
Valuation95
Momentum27

Key fundamentals

Market cap
₹82,664 Cr
P/E ratio
8.9
P/B ratio
1.21
EPS (TTM)
₹8.64
ROE
14.2%
Debt / Equity
Profit margin
43.4%
Free cash flow
₹25,446 Cr
52-week high
₹116.01
-33.73% from high
52-week low
₹61.5
Dividend yield
2.8%
Beta
0.83

SWOT snapshot

Strengths

  • Healthy profit margin (43.4%).

Weaknesses

  • Price below its 200-day moving average (downtrend).

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~138% below our estimated fair value.

About IDBI Bank Ltd.

IDBI Bank Limited provides banking and financial solutions to retail and corporate customers in India. It operates through three segments: Corporate/Wholesale Banking, Retail Banking, and Treasury Operations. The company offers savings, current, and salary accounts, as well as fixed deposits; home, auto, education, and personal loans, as well as loans against properties and securities; debit, credit, and prepaid cards; mobile and Internet banking; and investment advisory and

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.