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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Federal Bank Ltd.

FEDERALBNK · NSE · Financial Services

₹317.1
+1.40 (+0.44%)
Our verdict
Strong Buy80/100
Quality77
Valuation87
Momentum87
Financial trend66
Intrinsic value
Our fair value
₹433.82
Undervalued by 37%
Price ₹317.1Range ₹368.75₹498.89

With a 20% margin of safety, our buy-below price is ₹347.06.

B
Financial health 75/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Investability checklist

Passed 8 of 10 checks80/100
  • ROE above 15%11.7%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%12%
  • Earnings growing22%
  • Net margin ≥ 10%29.9%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 74/9

1-year price

EOD · 2026-06-15
1W
+4.1%
1M
+12.7%
3M
+17.3%
6M
+22.1%
1Y

Our scores

Durability77
Valuation73
Momentum87
Analyst consensus target ₹315.76 (-0%) · 34 analysts

Key fundamentals

Market cap
₹78,165 Cr
P/E ratio
18.1
P/B ratio
1.95
EPS (TTM)
₹17.49
ROE
11.7%
Debt / Equity
Profit margin
29.9%
Free cash flow
₹4,041 Cr
52-week high
₹317.1
+0.00% from high
52-week low
₹189.9
Dividend yield
0.4%
Beta
0.30

SWOT snapshot

Strengths

  • Healthy profit margin (29.9%).
  • Trading near its 52-week high.

Opportunities

  • Earnings growing (22% YoY).
  • Revenue growing (12% YoY).
  • Trading in our value buy zone versus sector peers.
  • Trades ~37% below our estimated fair value.

About Federal Bank Ltd.

The Federal Bank Limited provides a range of banking and financial services in India. The company operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its deposit products include savings accounts, current accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' foreign currency accounts, gilt accounts, resident foreign currency (RFC) domestic an

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.