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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

REC Ltd.

RECLTD · NSE · Financial Services

₹351.85
+3.80 (+1.09%)
Our verdict
Buy65/100
Quality65
Valuation100
Momentum73
Financial trend3
Intrinsic value
Our fair value
₹1,048.47
Undervalued by 198%
Price ₹351.85Range ₹891.2₹1,205.75

With a 20% margin of safety, our buy-below price is ₹838.78. Low-confidence estimate — limited data.

A
Financial health 80/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Investability checklist

Passed 8 of 12 checks67/100
  • ROE above 15%20.0%
  • Low debt (D/E < 0.5)6.07x
  • Positive free cash flow
  • Revenue growth > 10%-14%
  • Earnings growing-22%
  • Net margin ≥ 10%70.6%
  • Current ratio > 1.5282.50
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 73/9

1-year price

EOD · 2026-06-15
1W
+2.5%
1M
+1.7%
3M
+3.4%
6M
+5.0%
1Y

Our scores

Durability65
Valuation100
Momentum73
Analyst consensus target ₹438.08 (+25%) · 13 analysts

Key fundamentals

Market cap
₹92,650 Cr
P/E ratio
5.7
P/B ratio
1.11
EPS (TTM)
₹61.81
ROE
20.0%
Debt / Equity
6.07x
Profit margin
70.6%
Free cash flow
₹5,902 Cr
52-week high
₹384.14
-8.41% from high
52-week low
₹305.1
Dividend yield
6.7%
Beta
0.34

SWOT snapshot

Strengths

  • Strong return on equity (20.0%).
  • Healthy profit margin (70.6%).

Weaknesses

  • High debt relative to equity.
  • Weak Piotroski score (3/9).

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~198% below our estimated fair value.

Threats

  • Earnings contracting year on year.

About REC Ltd.

REC Limited, together with its subsidiaries, engages in the provision of financing services for power generation, transmission, and distribution projects in India. The company primarily offers long, medium, and short-terms loans; debt refinancing, equity financing, financing of equipment manufacturing for power sector and coal mines; policy for funding against regulatory assets, and revolving bill payment facility services; and provides letter of undertaking in lieu of bank g

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.