Aditya Birla Capital Limited
Momentum (83/100) does the heavy lifting; valuation (21/100) is the drag.
Fair valueOvervaluedStocksWizard rates Aditya Birla Capital Limited a Hold, scoring 45/100 on our blended model. We put fair value near ₹228.36; at ₹404.3 that leaves roughly 44% downside, so the stock screens overvalued by 44%. On 27.7x trailing earnings it sits pricier than the Financial Services median of about 24.3x. It's trading right at its 52-week high of ₹409.75. Financial health scores 60/100, with a Piotroski F-score of 2/9. The average analyst target of ₹411.42 implies about 2% upside across 12 analysts. It clears 5 of 12 investability checks, with durability 46, valuation 42 and momentum 83 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹182.69.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-1.33% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold45Piotroski F-score 2/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Fail: ROE above 15%: 11.2%
- Fail: Low debt (D/E < 0.5): 4.92x
- Fail: Positive free cash flow
- Fail: Revenue growth > 10%: 8%
- Pass: Earnings growing: 30%
- Pass: Net margin ≥ 10%: 11.6%
- Pass: Current ratio > 1.5: 69.79
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 2/9
Quarterly results
Annual financials
Shareholding
- Promoter65.6%
- Institutions15.8%
- Public & other18.5%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Trading near its 52-week high.
Opportunities
- Earnings growing (30% YoY).
Bear case
Weaknesses
- High debt relative to equity.
- Weak Piotroski score (2/9).
Threats
- Trades ~44% above our estimated fair value.
About Aditya Birla Capital Limited
Aditya Birla Capital Limited operates financial services across India and internationally through subsidiaries spanning NBFC, housing finance, life insurance, asset management, general insurance broking, stock and securities broking, and health insurance. The company provides housing loans for home extension, renovation, construction, plots, and commercial properties, along with lease rental discounting services.
Aditya Birla Capital Limited — frequently asked questions
Is Aditya Birla Capital Limited a buy, hold or sell?
StocksWizard currently rates Aditya Birla Capital Limited (ABCAPITAL) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Aditya Birla Capital Limited's fair value?
Our blended DCF and relative-valuation model estimates Aditya Birla Capital Limited's fair value at about ₹228.36, versus a current price of ₹404.3 — roughly 44% downside. On that basis the stock looks overvalued by 44%.
Is Aditya Birla Capital Limited financially healthy?
Aditya Birla Capital Limited scores 60/100 on our financial-health model, with a Piotroski F-score of 2/9.
How has Aditya Birla Capital Limited's share price performed?
Aditya Birla Capital Limited is up 12% over three months, and last traded at ₹404.3. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.