PB Fintech Ltd.
POLICYBZR · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹322.6.
Piotroski F-score 4/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%9.7%
- ✓Low debt (D/E < 0.5)0.05x
- ✕Positive free cash flow
- ✓Revenue growth > 10%37%
- ✓Earnings growing53%
- ✕Net margin ≥ 10%9.9%
- ✓Current ratio > 1.54.41
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✕Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 74/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Lightly leveraged balance sheet.
Weaknesses
- •Price below its 200-day moving average (downtrend).
Opportunities
- •Earnings growing (53% YoY).
- •Revenue growing (37% YoY).
Threats
- •Rich valuation versus sector peers.
- •Trades ~75% above our estimated fair value.
About PB Fintech Ltd.
PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Services and Other Services. The company offers Policybazaar that enables consumers to compare, evaluate, and apply for insurance products, such as term, life, health, car, 2 wheeler, family health, travel, and home insurance products, as well as investment, guaranteed return, child savings, and retirement plan
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.