Skip to content
Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

ICICI Prudential Life Insurance Company Ltd.

ICICIPRULI · NSE · Financial Services

₹486.15
+18.00 (+3.84%)
Our verdictOvervalued
Sell32/100
Quality53
Valuation5
Momentum12
Financial trend60
Intrinsic value
Our fair value
₹258.12
Overvalued by 47%
Price ₹486.15Range ₹219.4₹296.83

With a 20% margin of safety, our buy-below price is ₹206.49.

C
Financial health 54/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Investability checklist

Passed 3 of 12 checks25/100
  • ROE above 15%12.6%
  • Low debt (D/E < 0.5)0.19x
  • Positive free cash flow
  • Revenue growth > 10%-83%
  • Earnings growing61%
  • Net margin ≥ 10%2.6%
  • Current ratio > 1.51.47
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 74/9

1-year price

EOD · 2026-06-15
1W
+2.3%
1M
-8.9%
3M
-17.7%
6M
-24.1%
1Y

Our scores

Durability53
Valuation10
Momentum12
Analyst consensus target ₹688.39 (+42%) · 33 analysts

Key fundamentals

Market cap
₹70,477 Cr
P/E ratio
44.0
P/B ratio
5.16
EPS (TTM)
₹11.05
ROE
12.6%
Debt / Equity
0.19x
Profit margin
2.6%
Free cash flow
₹2,168 Cr
52-week high
₹686.07
-29.14% from high
52-week low
₹460.4
Dividend yield
0.3%
Beta
0.45

SWOT snapshot

Strengths

  • Lightly leveraged balance sheet.

Weaknesses

  • Price below its 200-day moving average (downtrend).

Opportunities

  • Earnings growing (61% YoY).

Threats

  • Rich valuation versus sector peers.
  • Trades ~47% above our estimated fair value.

About ICICI Prudential Life Insurance Company Ltd.

ICICI Prudential Life Insurance Company Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.