L&T Finance Ltd.
LTF · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹228.42.
Piotroski F-score 1/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%11.1%
- ✕Low debt (D/E < 0.5)3.93x
- ✕Positive free cash flow
- ✓Revenue growth > 10%32%
- ✓Earnings growing26%
- ✓Net margin ≥ 10%33.1%
- ✓Current ratio > 1.52.25
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 71/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (33.1%).
Weaknesses
- •High debt relative to equity.
- •Weak Piotroski score (1/9).
Opportunities
- •Earnings growing (26% YoY).
- •Revenue growing (32% YoY).
About L&T Finance Ltd.
L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. It offers housing loans; personal loans for medical emergencies, home renovation, wedding, vacation, education, and debt consolidation; two-wheeler loans; business loans, such as SME, doctor, chartered accountant, and professional loans, as well as supply chain financing solutions; rural loans comprising vikaas loans, vishwas loans, pragati loans, RLAP balance tran
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.