Nippon Life India Asset Management Limited
Quality (98/100) does the heavy lifting; valuation (4/100) is the drag.
ExpensiveOvervaluedStocksWizard rates Nippon Life India Asset Management Limited a Hold, scoring 45/100 on our blended model. We put fair value near ₹580.7; at ₹1,161.4 that leaves roughly 50% downside, so the stock screens overvalued by 50%. On 49.0x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 5% below its 52-week high of ₹1,218.2 and 51% above the low of ₹768.35. Financial health scores 99/100, with a Piotroski F-score of 4/9. The average analyst target of ₹1,123.46 implies about 3% downside across 24 analysts. It clears 9 of 12 investability checks, with durability 98, valuation 7 and momentum 81 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹464.56.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-4.66% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold45Piotroski F-score 4/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 34.5%
- Pass: Low debt (D/E < 0.5): 0.02x
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 20%
- Pass: Earnings growing: 27%
- Pass: Net margin ≥ 10%: 52.1%
- Pass: Current ratio > 1.5: 4.20
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 4/9
Quarterly results
Annual financials
Shareholding
- Promoter0.5%
- Institutions90.8%
- Public & other8.7%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (34.5%).
- Lightly leveraged balance sheet.
- Healthy profit margin (52.1%).
Opportunities
- Earnings growing (27% YoY).
- Revenue growing (20% YoY).
Bear case
Threats
- Rich valuation versus sector peers.
- Trades ~50% above our estimated fair value.
About Nippon Life India Asset Management Limited
Nippon Life Asset Management Limited is a publicly owned investment manager that launches and manages equity and fixed income mutual funds. The firm also manages exchange traded funds for its clients.
Nippon Life India Asset Management Limited — frequently asked questions
Is Nippon Life India Asset Management Limited a buy, hold or sell?
StocksWizard currently rates Nippon Life India Asset Management Limited (NAM-INDIA) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Nippon Life India Asset Management Limited's fair value?
Our blended DCF and relative-valuation model estimates Nippon Life India Asset Management Limited's fair value at about ₹580.7, versus a current price of ₹1,161.4 — roughly 50% downside. On that basis the stock looks overvalued by 50%.
Is Nippon Life India Asset Management Limited financially healthy?
Nippon Life India Asset Management Limited scores 99/100 on our financial-health model, with a Piotroski F-score of 4/9.
How has Nippon Life India Asset Management Limited's share price performed?
Nippon Life India Asset Management Limited is up 12% over three months, and last traded at ₹1,161.4. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.