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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

IndusInd Bank Ltd.

INDUSINDBK · NSE · Financial Services

₹933.2
+15.85 (+1.73%)
Our verdictSolvency risk
Sell40/100
Quality24
Valuation68
Momentum82
Financial trend100
Intrinsic value
Our fair value
₹1,675.02
Undervalued by 79%
Price ₹933.2Range ₹1,423.77₹1,926.27

With a 20% margin of safety, our buy-below price is ₹1,340.02.

F
Financial health 11/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Investability checklist

Passed 6 of 9 checks67/100
  • ROE above 15%1.4%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%273%
  • Earnings growing
  • Net margin ≥ 10%5.2%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 73/9

1-year price

EOD · 2026-06-15
1W
+4.3%
1M
+5.3%
3M
+12.3%
6M
+11.9%
1Y

Our scores

Durability24
Valuation36
Momentum82
Analyst consensus target ₹877.06 (-6%) · 36 analysts

Key fundamentals

Market cap
₹72,709 Cr
P/E ratio
82.0
P/B ratio
1.11
EPS (TTM)
₹11.38
ROE
1.4%
Debt / Equity
Profit margin
5.2%
Free cash flow
₹301 Cr
52-week high
₹964.6
-3.26% from high
52-week low
₹712.75
Dividend yield
0.2%
Beta
0.52

SWOT snapshot

Weaknesses

  • Low return on equity (1.4%).
  • Weak Piotroski score (3/9).

Opportunities

  • Revenue growing (273% YoY).
  • Trades ~80% below our estimated fair value.

About IndusInd Bank Ltd.

IndusInd Bank Limited provides various banking products and financial services to individuals, corporations, government entities, and public sector undertakings in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, salary, RFC, and uniformed personnel accounts; current accounts comprising smart, everyday, premium, trade, startup, and specialized accounts; fixed, recurring, sweep

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.