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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

IDFC First Bank Ltd.

IDFCFIRSTB · NSE · Financial Services

₹78.33
+1.83 (+2.39%)
Our verdict
Buy65/100
Quality78
Valuation73
Momentum85
Financial trend11
Intrinsic value
Our fair value
₹116.45
Undervalued by 49%
Price ₹78.33Range ₹98.98₹133.92

With a 20% margin of safety, our buy-below price is ₹93.16.

C
Financial health 60/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Investability checklist

Passed 6 of 9 checks67/100
  • ROE above 15%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%-1%
  • Earnings growing-23%
  • Net margin ≥ 10%32.8%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 73/9

1-year price

EOD · 2026-06-15
1W
+9.7%
1M
+15.8%
3M
+20.9%
6M
-2.5%
1Y

Our scores

Durability78
Valuation45
Momentum85
Analyst consensus target ₹75.84 (-3%) · 19 analysts

Key fundamentals

Market cap
₹67,467 Cr
P/E ratio
41.7
P/B ratio
1.44
EPS (TTM)
₹1.88
ROE
Debt / Equity
Profit margin
32.8%
Free cash flow
₹6,039 Cr
52-week high
₹86.07
-8.99% from high
52-week low
₹58.85
Dividend yield
0.3%
Beta

SWOT snapshot

Strengths

  • Healthy profit margin (32.8%).

Weaknesses

  • Weak Piotroski score (3/9).

Opportunities

  • Trades ~49% below our estimated fair value.

Threats

  • Earnings contracting year on year.

About IDFC First Bank Ltd.

IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising forwards, options, and swa

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.