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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

General Insurance Corporation of India

GICRE · NSE · Financial Services

₹387.25
+8.00 (+2.11%)
Our verdict
Buy63/100
Quality49
Valuation99
Momentum58
Financial trend33
Intrinsic value
Our fair value
₹1,391.08
Undervalued by 259%
Price ₹387.25Range ₹1,182.42₹1,599.74

With a 20% margin of safety, our buy-below price is ₹1,112.86. Low-confidence estimate — limited data.

C
Financial health 51/100
From profitability & returns (bank/NBFC)

Piotroski F-score 6/9 — quality of earnings & balance sheet.

Investability checklist

Passed 6 of 11 checks55/100
  • ROE above 15%10.7%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%-1%
  • Earnings growing1%
  • Net margin ≥ 10%18.3%
  • Current ratio > 1.50.31
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 76/9

1-year price

EOD · 2026-06-15
1W
+0.6%
1M
-0.1%
3M
+4.9%
6M
+1.8%
1Y

Our scores

Durability49
Valuation98
Momentum58
Analyst consensus target ₹463.8 (+20%) · 5 analysts

Key fundamentals

Market cap
₹67,939 Cr
P/E ratio
7.0
P/B ratio
0.74
EPS (TTM)
₹55.07
ROE
10.7%
Debt / Equity
Profit margin
18.3%
Free cash flow
₹14,656 Cr
52-week high
₹409.35
-5.40% from high
52-week low
₹353.89
Dividend yield
3.5%
Beta
0.36

SWOT snapshot

Strengths

  • Healthy profit margin (18.3%).

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~259% below our estimated fair value.

About General Insurance Corporation of India

General Insurance Corporation of India provides reinsurance services in India and internationally. It offers property, energy, marine, engineering, liability, spares, health, agriculture/weather, motor and workmen compensation, aviation, life, marine hull, cargo and offshore energy, and miscellaneous products. The company was incorporated in 1972 and is headquartered in Mumbai, India.

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.