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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

RBL Bank Ltd.

RBLBANK · NSE · Financial Services

₹372.65
+6.80 (+1.86%)
Our verdict
Strong Buy80/100
Quality54
Valuation83
Momentum92
Financial trend100
Intrinsic value
Our fair value
₹612.96
Undervalued by 64%
Price ₹372.65Range ₹521.02₹704.9

With a 20% margin of safety, our buy-below price is ₹490.37.

C
Financial health 58/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Investability checklist

Passed 7 of 9 checks78/100
  • ROE above 15%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%41%
  • Earnings growing368%
  • Net margin ≥ 10%9.1%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 73/9

1-year price

EOD · 2026-06-15
1W
+8.0%
1M
+10.2%
3M
+24.3%
6M
+23.4%
1Y

Our scores

Durability54
Valuation66
Momentum92
Analyst consensus target ₹346.89 (-7%) · 18 analysts

Key fundamentals

Market cap
₹23,083 Cr
P/E ratio
26.4
P/B ratio
1.38
EPS (TTM)
₹14.09
ROE
Debt / Equity
Profit margin
9.1%
Free cash flow
₹7,344 Cr
52-week high
₹372.65
+0.00% from high
52-week low
₹216.35
Dividend yield
0.3%
Beta
0.64

SWOT snapshot

Strengths

  • Trading near its 52-week high.

Weaknesses

  • Weak Piotroski score (3/9).

Opportunities

  • Earnings growing (368% YoY).
  • Revenue growing (41% YoY).
  • Trading in our value buy zone versus sector peers.
  • Trades ~65% below our estimated fair value.

About RBL Bank Ltd.

RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, special institutions, and seafarer accounts; safe deposit lockers; fixed, recurring, and smart deposits; and portfolio investment schemes

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.