RBL Bank Limited
Financial trend (100/100) does the heavy lifting; quality (54/100) is the drag.
Fair valueOur blended model reads RBL Bank Limited as a Buy at 73/100. At ₹375.5 it trades below our blended DCF and relative-multiples fair value of ₹432.84, about 15% upside to that estimate — we read it as undervalued by 15%. On 26.7x trailing earnings it sits pricier than the Financial Services median of about 24.3x. It's trading right at its 52-week high of ₹380.65. Financial health scores 58/100, with a Piotroski F-score of 3/9. The average analyst target of ₹349 implies about 7% downside across 18 analysts. It clears 6 of 9 investability checks, with durability 54, valuation 59 and momentum 83 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹346.27.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-1.35% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Buy73Piotroski F-score 3/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- No data: ROE above 15%
- No data: Low debt (D/E < 0.5)
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 41%
- Pass: Earnings growing: 368%
- Fail: Net margin ≥ 10%: 9.1%
- No data: Current ratio > 1.5
- Pass: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 3/9
Quarterly results
Annual financials
Shareholding
- Promoter2.7%
- Institutions52.8%
- Public & other44.5%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Trading near its 52-week high.
Opportunities
- Earnings growing (368% YoY).
- Revenue growing (41% YoY).
Bear case
Weaknesses
- Weak Piotroski score (3/9).
About RBL Bank Limited
RBL Bank Limited is a scheduled commercial bank operating in India through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The bank provides deposit products including savings, salary, current, and special institution accounts, along with seafarer accounts, safe deposit lockers, and fixed and recurring deposits. It also offers portfolio investment schemes.
RBL Bank Limited — frequently asked questions
Is RBL Bank Limited a buy, hold or sell?
StocksWizard currently rates RBL Bank Limited (RBLBANK) a Buy, based on a blended score of 73/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is RBL Bank Limited's fair value?
Our blended DCF and relative-valuation model estimates RBL Bank Limited's fair value at about ₹432.84, versus a current price of ₹375.5 — roughly 15% upside. On that basis the stock looks undervalued by 15%.
Is RBL Bank Limited financially healthy?
RBL Bank Limited scores 58/100 on our financial-health model, with a Piotroski F-score of 3/9.
How has RBL Bank Limited's share price performed?
RBL Bank Limited is up 13% over three months, and last traded at ₹375.5. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.