Bank of India
BANKINDIA · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹436.62. Low-confidence estimate — limited data.
Piotroski F-score 3/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%12.1%
- –Low debt (D/E < 0.5)
- ✓Positive free cash flow
- ✓Revenue growth > 10%10%
- ✓Earnings growing19%
- ✓Net margin ≥ 10%31.9%
- –Current ratio > 1.5
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 73/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (31.9%).
Weaknesses
- •Weak Piotroski score (3/9).
Opportunities
- •Earnings growing (19% YoY).
- •Trading in our value buy zone versus sector peers.
- •Trades ~273% below our estimated fair value.
About Bank of India
Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury; Wholesale Banking; and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits
More in Financial Services
Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.