One 97 Communications Ltd.
PAYTM · NSE · Technology
With a 20% margin of safety, our buy-below price is ₹427.22.
Piotroski F-score 3/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%3.6%
- ✓Low debt (D/E < 0.5)0.01x
- ✓Positive free cash flow
- ✓Revenue growth > 10%18%
- –Earnings growing
- ✕Net margin ≥ 10%6.6%
- ✓Current ratio > 1.52.55
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 73/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Lightly leveraged balance sheet.
Weaknesses
- •Low return on equity (3.6%).
- •Price below its 200-day moving average (downtrend).
- •Weak Piotroski score (3/9).
Opportunities
- •Revenue growing (18% YoY).
Threats
- •Rich valuation versus sector peers.
- •Trades ~52% above our estimated fair value.
About One 97 Communications Ltd.
One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India, the United Arab Emirates, Saudi Arabia, and Singapore. The company offers payment and financial services, including payment facilitator services, facilitation of consumer and merchant lending to consumers and merchants, wealth management, etc. It also provides marketing services consist of aggregators for digital products, the ticketing business, the
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.