Bajaj Housing Finance Ltd.
BAJAJHFL · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹58.52.
Piotroski F-score 2/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%12.1%
- ✕Low debt (D/E < 0.5)4.61x
- ✕Positive free cash flow
- ✓Revenue growth > 10%42%
- ✓Earnings growing14%
- ✓Net margin ≥ 10%61.5%
- ✓Current ratio > 1.5298.60
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 72/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (61.5%).
Weaknesses
- •High debt relative to equity.
- •Price below its 200-day moving average (downtrend).
- •Weak Piotroski score (2/9).
Opportunities
- •Revenue growing (42% YoY).
About Bajaj Housing Finance Ltd.
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.