Bank of Maharashtra
Quality (96/100) does the heavy lifting; momentum (66/100) is the drag.
Buy zoneBank of Maharashtra earns a Strong Buy from StocksWizard, with a blended score of 87/100. At ₹84.2 it trades below our blended DCF and relative-multiples fair value of ₹168.4, about 100% upside to that estimate — we read it as undervalued by 100%. On 8.0x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 10% below its 52-week high of ₹93.85 and 61% above the low of ₹52.38. Financial health scores 100/100, with a Piotroski F-score of 4/9. The average analyst target of ₹84.67 implies about 1% upside across 3 analysts. It clears 8 of 10 investability checks, with durability 96, valuation 85 and momentum 66 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹134.72. Low-confidence estimate — limited data.
Analyst views
1-year price
EOD · 2026-09-1452-week range
-10.28% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Strong Buy87Piotroski F-score 4/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 23.0%
- No data: Low debt (D/E < 0.5)
- Fail: Positive free cash flow
- Pass: Revenue growth > 10%: 22%
- Pass: Earnings growing: 34%
- Pass: Net margin ≥ 10%: 53.4%
- No data: Current ratio > 1.5
- Pass: Below our fair value
- Pass: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 4/9
Quarterly results
Annual financials
Shareholding
- Promoter73.6%
- Institutions16.5%
- Public & other9.9%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (23.0%).
- Healthy profit margin (53.4%).
Opportunities
- Earnings growing (34% YoY).
- Revenue growing (22% YoY).
- Trading in our value buy zone versus sector peers.
- Trades ~100% below our estimated fair value.
About Bank of Maharashtra
Bank of Maharashtra operates multiple banking segments including Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations across India. The bank accepts savings, current, term, and recurring deposits while offering capital gain account schemes to customers.
Bank of Maharashtra — frequently asked questions
Is Bank of Maharashtra a buy, hold or sell?
StocksWizard currently rates Bank of Maharashtra (MAHABANK) a Strong Buy, based on a blended score of 87/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Bank of Maharashtra's fair value?
Our blended DCF and relative-valuation model estimates Bank of Maharashtra's fair value at about ₹168.4, versus a current price of ₹84.2 — roughly 100% upside. On that basis the stock looks undervalued by 100%.
Is Bank of Maharashtra financially healthy?
Bank of Maharashtra scores 100/100 on our financial-health model, with a Piotroski F-score of 4/9.
How has Bank of Maharashtra's share price performed?
Bank of Maharashtra is down 5% over three months, and last traded at ₹84.2. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.