Motilal Oswal Financial Services Limited
Financial trend (67/100) does the heavy lifting; valuation (16/100) is the drag.
ExpensiveOvervaluedMotilal Oswal Financial Services Limited earns a Sell from StocksWizard, with a blended score of 42/100. At ₹851.95 it trades above our blended DCF and relative-multiples fair value of ₹470.85, about 45% downside to that estimate — we read it as overvalued by 45%. On 27.0x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 21% below its 52-week high of ₹1,082.56 and 36% above the low of ₹628.2. Financial health scores 65/100, with a Piotroski F-score of 1/9. The average analyst target of ₹1,113 implies about 31% upside across 5 analysts. It clears 3 of 10 investability checks, with durability 59, valuation 32 and momentum 28 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹376.68.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-21.30% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Sell42Piotroski F-score 1/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- No data: ROE above 15%
- Fail: Low debt (D/E < 0.5): 1.66x
- Fail: Positive free cash flow
- Pass: Revenue growth > 10%: 26%
- Pass: Earnings growing: 9%
- Pass: Net margin ≥ 10%: 23.0%
- No data: Current ratio > 1.5
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 1/9
Quarterly results
Annual financials
Shareholding
- Promoter52.8%
- Institutions28.9%
- Public & other18.3%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (23.0%).
Opportunities
- Revenue growing (26% YoY).
Bear case
Weaknesses
- High debt relative to equity.
- Price below its 200-day moving average (downtrend).
- Weak Piotroski score (1/9).
Threats
- Trades ~45% above our estimated fair value.
About Motilal Oswal Financial Services Limited
Motilal Oswal Financial Services Limited provides financial services across multiple segments in India, including wealth and asset management, private wealth management, and home finance. The company operates a stock brokerage business offering securities, investment funds, and commodity contracts brokerage services, while also providing financial and insurance services through its Capital Markets, Treasury Investments, and related divisions.
Motilal Oswal Financial Services Limited — frequently asked questions
Is Motilal Oswal Financial Services Limited a buy, hold or sell?
StocksWizard currently rates Motilal Oswal Financial Services Limited (MOTILALOFS) a Sell, based on a blended score of 42/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Motilal Oswal Financial Services Limited's fair value?
Our blended DCF and relative-valuation model estimates Motilal Oswal Financial Services Limited's fair value at about ₹470.85, versus a current price of ₹851.95 — roughly 45% downside. On that basis the stock looks overvalued by 45%.
Is Motilal Oswal Financial Services Limited financially healthy?
Motilal Oswal Financial Services Limited scores 65/100 on our financial-health model, with a Piotroski F-score of 1/9.
How has Motilal Oswal Financial Services Limited's share price performed?
Motilal Oswal Financial Services Limited is up 1% over three months, and last traded at ₹851.95. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.